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Credit Counseling Articles

Getting Out of Debt Success - John

A quick glimpse into one client's journey out of debt.

Understanding Free Credit Reports and Scores

Always the official site to receive a copy of your credit reports, AnnualCreditReport.com is not the only name in the game anymore.

Confessions of a Credit Counselor, Lynsey's Story

Confessions of a Credit Counselor, Lynsey's Story

Student Loans, Not a Barrier to Home Ownership

With all the talk in the media about the trouble with student loan debt, many borrowers are still managing to achieve the American dream.

Confessions of a Credit Counselor, Donna's Story

Meet certified housing, credit and student loan counselor, Donna.

Why Pay Yourself First Might be Bad Advice

Pay yourself first. We have all heard the saying that is promoted as one of the tenants to sound financial management. It is true that having money in savings – a financial safety net – can mean the difference between surviving a financial emergency and digging deeper into debt. However, for some people it may be more beneficial to focus on saving after they meet their financial obligations.

The Right Way to Build Your Credit

If you follow a few sure-fire steps, you can build your credit enough to buy your own house or your own car. Here are five steps to take to get your credit where it needs to be.

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and your counselor will review your credit report, analyze your financial situation and help you find the option that's best for you.