American Financial Solutions Recognized with Awards of Excellence
On November 18, 2021 AFS received two National Awards of Excellence for their work in helping people improve their financial lives.
Manage Your Debt - Let's Explore Your Options
GET STARTED NOWCredit Counseling Articles
Seven Things That Won't Affect Your Credit Score
It' s true that missing the due date on some of your bills will damage your credit score, but there are some financial transactions that don't have any effect, either good or bad.
Debt-to-Income Ratio: The Other Financial Health Metric
The DTI is the percentage of our income that goes toward paying our monthly debts. These ratios can often be overlooked as many people assume that a good credit score and income are the only two elements taken into consideration when seeking to purchase a home, car, or even to open a credit card. However, for many lenders, a good report and credit score are not enough to be considered a suitable candidate.
Five Financial Steps to Take Right Now to Protect Your Money
This blog provides five key steps to take when dealing with a financial crisis.
COVID-19 Financial Resources
A brief list of financial resources to assist people during the Coronavirus COVID-19 Pandemic.
Get Out of Debt on Your Own Terms
With the new changes to the FICO credit score, reducing the amount of debt owed will be crucial to a credit score. Here are just a few options for eliminating debt and improving credit scores.
Guide to Credit Counseling Services
Credit counseling organizations can advise you on your money and debts, help you with a budget, offer money management workshops and much more.
Credit Score Comparison: Two Models
A peek into the difference between a Vantage credit score and a FICO credit score.
Becky House is NFCC Financial Educator of the Year
Becky House has been named the 2019 NFCC Financial Educator of the Year. House joined NFCC member American Financial Solutions (AFS) in 2001 as a credit counselor and has advanced to leading financial education programs locally and nationally for AFS and its partners.
A True Tale of Two Debt Tacklers
One couple's small changes allow them to get out of debt in just 53 months.