A Simple Path to Financial Stability, the 50/30/20 Rule
Managing money can feel overwhelming, but it doesn’t have to be. One of the most effective and easy-to-follow budgeting methods is the 50/30/20 rule.
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GET STARTED NOWAre you ready to take control of your financial future? Our dedicated team of certified credit counselors is here to guide you on your journey toward a debt-free future. With compassion and expertise, we'll analyze your financial situation and provide the support you need to regain control of your finances.
Our comprehensive debt counseling services involve a confidential review of your entire financial situation. Together, we'll develop a tailored plan to reach your financial goals while breaking free from debt. Rest assured, you'll have the unwavering support of our certified counselors throughout the entire process.
Our credit counselors undergo rigorous training through esteemed external organizations to earn the title of Certified Credit Counselor. Committed to excellence, they also undergo in-house training upon hire and complete 20 hours of continuing education every 24 months. Their certifications are accredited by the National Foundation for Credit Counseling (NFCC).
At American Financial Solutions, we hold confidentiality, security, and empathy in high regard. Our non-profit credit counseling services are designed to provide personalized and compassionate guidance. We recognize the challenges of overcoming debt and are committed to supporting you at every stage of your journey. Those who enroll in our Debt Management Plan can look forward to newfound financial peace of mind.
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American Financial Solutions stands as a leader in non-profit credit counseling, financial education, and debt consolidation. With our certified credit counselors by your side, we'll work with you to develop a plan that empowers you to regain financial control.
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Browse our recent blog articles and you will see and learn about the various ways AFS can help you, as well as educate yourself.
Managing money can feel overwhelming, but it doesn’t have to be. One of the most effective and easy-to-follow budgeting methods is the 50/30/20 rule.
In today’s economic climate, the struggle to balance rising living costs with stagnant wages has led to a concerning trend: the increasing dependence on credit cards and personal loans. Recent data reveals that credit card debt has grown at its fastest rate since 2005.
In today’s fast-paced digital world, the rise of "Buy Now, Pay Later" (BNPL) services like Afterpay, Klarna, and Affirm has transformed how we shop. These services offer an enticing promise: purchase what you want now and pay for it later, typically in small, interest-free installments. It’s no wonder millions of people find BNPL options irresistible. But as with any financial tool, the convenience comes with risks—especially when people juggle multiple BNPL accounts.
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and your counselor will review your credit report, analyze your financial situation and help you find the option that's best for you.