Debt Management & Other Financial Services
At American Financial Solutions, we offer debt management and financial education services to those seeking to improve their financial standing. We understand that each individual's financial situation is unique, so we provide a personalized action plan based on your debt amount and financial hardship.
Our clients are matched with a certified credit counselor who reviews their goals, finances, and creditors, then devises a repayment plan that suits their specific needs. It's important to note that debt management may not be the ideal solution for everyone, which is why our credit counselors work one-on-one with you to determine the best course of action for your situation.
Our Financial Services
American Financial Solutions proudly offers multiple services to clients seeking financial freedom. From our Debt Management Plan to counseling and education services, learn more about our financial services below.
Our Debt Management Plan
Our flagship Debt Management Plan consolidates your individual debt payments into one easy monthly payment. Our debt counselors will work with your creditors and help you get lower interest rates & fees so that you can get out of debt faster.
Our Certified Credit Counselors Are Here To Help
Our certified credit counselors receive rigorous training internally as well as through external organizations in order to become certified under American Financial Solutions. They begin in-house training upon hire and are required to maintain their education & certification status routinely. Our counselors are certified through the National Foundation for Credit Counseling (NFCC) and the Association for Financial Counseling and Planning Education (AFCPE).
Leverage Our Creditor Relationships
At AFS, we have established strong and valuable partnerships with a multitude of creditors. Our Debt Management Plan effectively negotiates with creditors to secure lower interest rates, reduced payments, and even waived fees. Our clients can trust in the expertise of our reliable professionals to skillfully advocate on their behalf, providing peace of mind and financial stability.
Get a free, no-obligation Debt Consolidation Consultation
Free, Online Financial Management & Debt Management Courses
American Financial Solutions has created ten online personal finance courses that teach the essentials of smart money management including debt management, credit card debt management, budgeting, and investing.
These free, 30-minute online courses will be crucial to your financial success.
The sole purpose of bankruptcy counseling is to develop a picture of your current financial situation. American Financial Solutions (AFS) is approved to provide consumers with the required pre-filing counseling and post-bankruptcy education and issue certificates.
American Financial Solutions is here to help you with personal issues regarding bankruptcy.
Home Ownership Counseling
Buying a home is one of the biggest credit decisions you will ever make. Additionally, lenders often require housing counseling prior to granting a loan to consumers.
American Financial Solutions provides comprehensive counseling services to help you fully understand the home-buying process & be mortgage-ready.
If you’re concerned about missing mortgage payments on your home or losing your home, you don't have to face it alone.
Our skilled housing counselors will help you understand the foreclosure process and review options to help you avoid foreclosure, including working with you and your lender to negotiate new mortgage terms.
Student Loan Counseling
Feeling overwhelmed by student loan debt? American Financial Solution is here to help.
Speak to a counselor who can help you find the resources to successfully manage your student loans. Our certified student loan counselors will work with you and your loan servicers to ensure the best outcome for your goals.