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At American Financial Solutions, we offer debt management and financial education services to those seeking to improve their financial standing. We understand that each individual's financial situation is unique, so we provide a personalized action plan based on your debt amount and financial hardship.
Our clients are matched with a certified credit counselor who reviews their goals, finances, and creditors, then devises a repayment plan that suits their specific needs. It's important to note that debt management may not be the ideal solution for everyone, which is why our credit counselors work one-on-one with you to determine the best course of action for your situation.
American Financial Solutions proudly offers multiple services to clients seeking financial freedom. From our Debt Management Plan to counseling and education services, learn more about our financial services below.
Our flagship Debt Management Plan consolidates your individual debt payments into one easy monthly payment. Our debt counselors will work with your creditors and help you get lower interest rates & fees so that you can get out of debt faster.
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Our certified credit counselors receive rigorous training internally as well as through external organizations in order to become certified under American Financial Solutions. They begin in-house training upon hire and are required to maintain their education & certification status routinely. Our counselors are certified through the National Foundation for Credit Counseling (NFCC) and the Association for Financial Counseling and Planning Education (AFCPE).
At AFS, we have established strong and valuable partnerships with a multitude of creditors. Our Debt Management Plan effectively negotiates with creditors to secure lower interest rates, reduced payments, and even waived fees. Our clients can trust in the expertise of our reliable professionals to skillfully advocate on their behalf, providing peace of mind and financial stability.
Contact American Financial Solutions to speak with a certified debt counselor with a free, no-obligation consultation. For those seeking options to control their debt, get started now!
American Financial Solutions has created ten online personal finance courses that teach the essentials of smart money management including debt management, credit card debt management, budgeting, and investing.
These free, 30-minute online courses will be crucial to your financial success.
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The sole purpose of bankruptcy counseling is to develop a picture of your current financial situation. American Financial Solutions (AFS) is approved to provide consumers with the required pre-filing counseling and post-bankruptcy education and issue certificates.
American Financial Solutions is here to help you with personal issues regarding bankruptcy.
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Buying a home is one of the biggest credit decisions you will ever make. Additionally, lenders often require housing counseling prior to granting a loan to consumers.
American Financial Solutions provides comprehensive counseling services to help you fully understand the home-buying process & be mortgage-ready.
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If you’re concerned about missing mortgage payments on your home or losing your home, you don't have to face it alone.
Our skilled housing counselors will help you understand the foreclosure process and review options to help you avoid foreclosure, including working with you and your lender to negotiate new mortgage terms.
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Feeling overwhelmed by student loan debt? American Financial Solution is here to help.
Speak to a counselor who can help you find the resources to successfully manage your student loans. Our certified student loan counselors will work with you and your loan servicers to ensure the best outcome for your goals.
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At American Financial Solutions (AFS), we believe that financial stability is for everyone—regardless of background, past experiences, or financial hardships. Our certified counselors offer personalized, nonprofit credit counseling designed to meet the unique needs of every client. In addition to our core financial counseling services, we provide nonprofit financial guidance, trauma-informed counseling, and financial equity initiatives to support individuals on their journey to financial well-being.
Nonprofit Credit Counseling: Unbiased Financial Guidance You Can Trust
Unlike for-profit credit counseling agencies that may prioritize selling financial products, AFS is a nonprofit organization dedicated to your financial success, not profits. Our mission-driven approach ensures that every client receives honest, transparent, and practical financial guidance tailored to their unique situation.
Ready to take the first step toward financial independence? Speak with a Certified Counselor Today
Financial struggles are more than just numbers on a spreadsheet—they can be deeply stressful and emotionally overwhelming. At AFS, our counselors are trained in trauma-informed financial counseling, providing a safe, judgment-free space where you can talk about your financial challenges with compassionate support. Compassion-first financial guidance helps clients stay engaged, helping them regain financial control without fear or shame.
Looking for financial help in a safe, judgment-free environment? Schedule a Confidential Session
Systemic barriers in finance have disproportionately impacted communities of color and historically marginalized groups. At AFS, we are committed to promoting financial equity by ensuring that our credit counseling services are inclusive and accessible to everyone. We offer tailored solutions to help break cycles of poverty through equitable access to resources.
Want to take control of your financial future? Connect with a Counselor Who Understands Your Needs
No matter where you are in your financial journey, AFS is here to help. Our certified counselors provide expert, judgment-free guidance to help you overcome debt, gain financial confidence, and build a stable future.
Get Started Today – Speak with a Certified Financial Counselor
Browse our recent blog articles and you will see and learn about the various ways AFS can help you, as well as educate yourself.
Your credit score is a key factor in your financial health, influencing your ability to get loans, rent an apartment, or even secure a job. The good news? Understanding what affects your score can help you take the right steps to improve it—sometimes faster than you’d expect!
Money impacts every aspect of our lives—from paying rent to pursuing career goals. Yet, financial education is often overlooked in spaces where it’s needed most: workplaces, workforce development programs, and community organizations (including college campuses). At American Financial Solutions, we provide FREE financial education classes tailored to meet the needs of specific audiences. Whether that is employees, college students, or community groups, our approach recognizes that everyone comes to financial education with different backgrounds.
Managing money can feel overwhelming, but it doesn’t have to be. One of the most effective and easy-to-follow budgeting methods is the 50/30/20 rule.
In today’s economic climate, the struggle to balance rising living costs with stagnant wages has led to a concerning trend: the increasing dependence on credit cards and personal loans. Recent data reveals that credit card debt has grown at its fastest rate since 2005.
Call us at (888) 864-8548
and your counselor will review your credit report, analyze your financial situation and help you find the option that's best for you.
