Protecting Your Identity In the Digital Age
As incidents of identity theft become more prevalent, so do they ways we can protect ourselves. We've compiled over 15 ways to secure your identity. Read on to learn more!
Manage Your Debt - Let's Explore Your Options
GET STARTED NOWThese are similar terms but mean different things. Many people get them confused. Here is a short description of what each term means and you can always call us for more clarification.
A Debt Management Plan from American Financial Solutions will:
Debt Consolidation normally refers to a loan that consolidates debt payments, however, many people confuse this term with Debt Payment Consolidation which is what we can offer through our Debt Management Plan. Debt consolidation loans generally come with high interest rates and are not available to people who are falling behind on their payments or have poor credit and a very high debt load.
Debt Settlement involves making an agreement with a creditor to pay back less than the full balance of the debt. Many companies offer debt settlement but beware. Their fees are high and they the consequences can have a severe impact on your credit. Also creditors can sue you before you have time to build up enough payments to offer a settlement. There are also tax implications. Many companies use provocative advertising to lure consumers into this process without disclosing all the pitfalls.
Browse our recent blog articles and you will see and learn about the various ways AFS can help you, as well as educate yourself.
As incidents of identity theft become more prevalent, so do they ways we can protect ourselves. We've compiled over 15 ways to secure your identity. Read on to learn more!
While the courts struck down the student loan forgiveness program, there are still new programs that can significantly assist borrowers in managing their student loans. Below, we outline two of those programs and how to access them.
Across the United States, parents are preparing for students to return to school. And with that comes needed supplies, clothing, equipment for extracurricular activities, and more. So, we thought we’d provide some ideas on ways to reduce or mitigate some back-to-school expenses. Many of these ideas come from our own staff who are also dealing with the rising costs of sending kids to school.
High-speed internet service is no longer a luxury, but a necessity for everyone, everywhere. From doing homework to using telehealth, working remotely, connecting with family and friends and more, internet is needed for everyday life.
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and your counselor will review your credit report, analyze your financial situation and help you find the option that's best for you.