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and your counselor will review your credit report, analyze your financial situation and help you find the option that's best for you.
American Financial Solutions is a leading non-profit credit counseling agency dedicated to helping individuals and families regain control of their finances through debt management plans (DMPs) and comprehensive financial education. Our certified counselors are here to provide personalized support, helping you reduce your interest rates, consolidate your payments, and eliminate creditor calls. As a trusted provider of debt consolidation services, we empower you to achieve financial freedom by tackling credit card debt, student loans, and other unsecured debts. We also offer resources for individuals facing broader financial challenges, ensuring you have access to the tools and guidance needed to build a stable financial future. American Financial Solutions operates as AFS Credit Counseling in Arizona, Illinois, Nebraska, and New Hampshire, continuing our mission to deliver life-changing debt relief across the nation. Let us help you break free from debt for good and embrace a brighter financial outlook.
"Thanks! It is amazing how much more money you actually have when you know EXACTLY how you spend it. Getting on your program has really helped us get spending back in control."
- Greg P.
Browse our recent blog articles and you will see and learn about the various ways AFS can help you, as well as educate yourself.
Your credit score is a key factor in your financial health, influencing your ability to get loans, rent an apartment, or even secure a job. The good news? Understanding what affects your score can help you take the right steps to improve it—sometimes faster than you’d expect!
Money impacts every aspect of our lives—from paying rent to pursuing career goals. Yet, financial education is often overlooked in spaces where it’s needed most: workplaces, workforce development programs, and community organizations (including college campuses). At American Financial Solutions, we provide FREE financial education classes tailored to meet the needs of specific audiences. Whether that is employees, college students, or community groups, our approach recognizes that everyone comes to financial education with different backgrounds.
Managing money can feel overwhelming, but it doesn’t have to be. One of the most effective and easy-to-follow budgeting methods is the 50/30/20 rule.
In today’s economic climate, the struggle to balance rising living costs with stagnant wages has led to a concerning trend: the increasing dependence on credit cards and personal loans. Recent data reveals that credit card debt has grown at its fastest rate since 2005.
