Reduced
Lower
One Single PaymentIndustry Recognition & Accreditation
This site is protected by reCAPTCHA and the Google privacy policy and terms of service apply.
Call us at 888-282-5899
and your counselor will review your credit report, analyze your financial situation and help you find the option that's best for you.
American Financial Solutions is a leading non-profit credit counseling agency dedicated to helping individuals and families regain control of their finances through debt management plans (DMPs) and comprehensive financial education. Our certified counselors are here to provide personalized support, helping you reduce your interest rates, consolidate your payments, and eliminate creditor calls. As a trusted provider of debt consolidation services, we empower you to achieve financial freedom by tackling credit card debt, student loans, and other unsecured debts. We also offer resources for individuals facing broader financial challenges, ensuring you have access to the tools and guidance needed to build a stable financial future. American Financial Solutions operates as AFS Credit Counseling in Arizona, Illinois, Nebraska, and New Hampshire, continuing our mission to deliver life-changing debt relief across the nation. Let us help you break free from debt for good and embrace a brighter financial outlook.
"Thanks! It is amazing how much more money you actually have when you know EXACTLY how you spend it. Getting on your program has really helped us get spending back in control."
- Greg P.
Browse our recent blog articles and you will see and learn about the various ways AFS can help you, as well as educate yourself.
Credit builder loans can be a smart way to improve your credit—but only if you choose the right one. In this post, we explain how they work, what to watch out for, and how to decide if it’s the right step for your financial goals.
Understanding predatory financial products is crucial for consumers facing financial difficulties. These products often appear beneficial but can lead to long-term debt and confusion. Recognizing the signs of predatory lending and knowing safer alternatives can help protect individuals from financial traps.
Student loan payments have officially restarted, leaving many borrowers feeling overwhelmed, especially those in default, who now face the added threat of wage or benefit garnishment. To help cut through the confusion and focus on what matters most, we’ve created a quick, plain-language guide outlining your repayment options moving forward.
Your credit score is a key factor in your financial health, influencing your ability to get loans, rent an apartment, or even secure a job. The good news? Understanding what affects your score can help you take the right steps to improve it—sometimes faster than you’d expect!
