Your 2026 Credit Score Playbook: What Really Moves the Needle
Learn what truly impacts your credit score in 2026 — including payment history, utilization, medical debt changes, rent reporting, and new credit trends.
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American Financial Solutions has created ten powerful personal finance courses that you can take online for free. Investing in Yourself is a series of programs that teach the essentials of smart money management including, debt management, credit card debt management, budgeting and investing.
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Most classes take just 30 minutes and can be taken in any order.
We offer workshops in Washington State and virtually, across the U.S., to build financial literacy and help people manage finances in a way that supports their goals and values. Our goal is to provide holistic, culturally relevant support to individuals and organizations.
We work with your organizations to create and present workshops to meet staff or clients needs. A variety of programs are available for adults, young adults, parents and teachers.
To learn more, contact our Director of Strategic Initiatives, Becky House at 888-282-5494 ext. 1114 or email bhouse@myfinancialgoals.org.
Browse our recent blog articles and you will see and learn about the various ways AFS can help you, as well as educate yourself.
Learn what truly impacts your credit score in 2026 — including payment history, utilization, medical debt changes, rent reporting, and new credit trends.
Discover five simple financial habits that build long-term stability, reduce stress, and strengthen financial confidence — even on a tight budget. Practical tips anyone can start today.
Learn how to spot scams in 2026, including AI voice fraud, spoofed caller ID, fake loan offers, student loan scams, and tips to protect your money and identity.
Learn how Black Friday flash sales and FOMO influence overspending — and why many “deals” aren’t real discounts. Discover practical tips to stay debt-free this holiday season and get support from certified credit counselors.
Call us at (888) 864-8548
and your counselor will review your credit report, analyze your financial situation and help you find the option that's best for you.