Manage Your Debt - Let's Explore Your Options
GET STARTED NOWAmerican Financial Solutions is a non-profit credit counseling, financial education, and debt consolidation agency headquartered in Seattle, Washington. American Financial Solutions is one of the nation’s largest non-profit credit and financial counseling agencies.
American Financial Solutions was founded in 1999 as a division of the North Seattle Community College Foundation, a non-profit organization. We are approved to provide credit and financial counseling in 50 states and the District of Columbia.
Struggling with financial issues other than credit card debt? We may be able to help. Our certified counselors are financial experts with the passion to help empower you to get your finances under control. Allow us to help reduce your monthly fees, minimize interest rates, and stop those frustrating creditor calls through our various financial services.
American Financial Solutions proudly offers a range of services to clients seeking financial stability. From our Debt Management Plan to our credit counseling and financial education services, learn more about our financial services.
American Financial Solutions is dedicated to providing debt counseling and financial education to consumers to help them make sound financial decisions and find debt solutions to improve their financial futures.
For clients who need assistance repaying their unsecured debts, we also offer a Debt Management Plan (DMP). This plan involves working with creditors to consolidate all unsecured debt payments into one convenient monthly payment on a day of your choosing. Creditors generally give the following benefits to those enrolled in our Debt Management Plan:
Debt counseling involves meeting, either in person or by phone, with a certified credit counselor who will review your entire financial situation and develop a plan to help you achieve your financial goal of becoming debt-free.
American Financial Solutions (AFS) credit counselors are certified through the National Foundation for Credit Counseling (NFCC). They participate in ongoing education in order to provide consumers with the most effective methods for managing their debt.
Our credit counselors are compassionate, non-judgmental, highly trained individuals who are able to analyze your financial situation and provide options to help. Our debt counseling services are confidential and free of charge. Get started with our online application today!
The mission of American Financial Solutions is to empower people to improve the quality of their lives through financial education and counseling.
American Financial Solutions is a member of the National Foundation for Credit Counseling (NFCC), and the Better Business Bureau. American Financial Solutions is accredited by the Council on Accreditation, (COA).
American Financial Solutions is a division of the North Seattle Community College Foundation, a non-profit organization in Seattle, WA. We redirect a portion of our proceeds to a fund that provides student scholarships, faculty grants, and other academic programs for North Seattle College.
**American Financial Solutions does business as AFS Credit Counseling in the states of Arizona, Illinois, Nebraska, and New Hampshire.
Browse our recent blog articles and you will see and learn about the various ways AFS can help you, as well as educate yourself.
Your credit score is a key factor in your financial health, influencing your ability to get loans, rent an apartment, or even secure a job. The good news? Understanding what affects your score can help you take the right steps to improve it—sometimes faster than you’d expect!
Money impacts every aspect of our lives—from paying rent to pursuing career goals. Yet, financial education is often overlooked in spaces where it’s needed most: workplaces, workforce development programs, and community organizations (including college campuses). At American Financial Solutions, we provide FREE financial education classes tailored to meet the needs of specific audiences. Whether that is employees, college students, or community groups, our approach recognizes that everyone comes to financial education with different backgrounds.
Managing money can feel overwhelming, but it doesn’t have to be. One of the most effective and easy-to-follow budgeting methods is the 50/30/20 rule.
In today’s economic climate, the struggle to balance rising living costs with stagnant wages has led to a concerning trend: the increasing dependence on credit cards and personal loans. Recent data reveals that credit card debt has grown at its fastest rate since 2005.
Call us at (888) 864-8548
and your counselor will review your credit report, analyze your financial situation and help you find the option that's best for you.
