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About American Financial Solutions

Non-Profit Credit Counseling in Seattle, WA

American Financial Solutions is a non-profit credit counseling, financial education, and debt consolidation agency headquartered in Seattle, Washington. American Financial Solutions is one of the nation’s largest non-profit credit and financial counseling agencies.

American Financial Solutions was founded in 1999 as a division of the North Seattle Community College Foundation, a non-profit organization. We are approved to provide credit and financial counseling in 50 states and the District of Columbia. 

Struggling with financial issues other than credit card debt? We may be able to help. Our certified counselors are financial experts with the passion to help empower you to get your finances under control. Allow us to help reduce your monthly fees, minimize interest rates, and stop those frustrating creditor calls through our various financial services.

Our Financial Services 

American Financial Solutions proudly offers a range of services to clients seeking financial stability. From our Debt Management Plan to our credit counseling and financial education services, learn more about our financial services.

  • Our Debt Management Plan
  • Debt Consolidation & Credit Counseling
  • Debt Management Resources & Financial Education
  • Budgeting Tools & Financial Calculators
  • Bankruptcy Counseling
  • Homeownership Counseling
  • Foreclosure Counseling
  • Student Loan Counseling
  • Credit Building Loan

A Focus on Credit Counseling & Debt Consolidation

American Financial Solutions is dedicated to providing debt counseling and financial education to consumers to help them make sound financial decisions and find debt solutions to improve their financial futures. 

For clients who need assistance repaying their unsecured debts, we also offer a Debt Management Plan (DMP). This plan involves working with creditors to consolidate all unsecured debt payments into one convenient monthly payment on a day of your choosing. Creditors generally give the following benefits to those enrolled in our Debt Management Plan:

  • Lower monthly payments
  • Lower interest rates
  • Waived fees
  • Reduced collection calls

Our Certified Credit Counselors

Debt counseling involves meeting, either in person or by phone, with a certified credit counselor who will review your entire financial situation and develop a plan to help you achieve your financial goal of becoming debt-free. 

American Financial Solutions (AFS) credit counselors are certified through the National Foundation for Credit Counseling (NFCC). They participate in ongoing education in order to provide consumers with the most effective methods for managing their debt.

Our credit counselors are compassionate, non-judgmental, highly trained individuals who are able to analyze your financial situation and provide options to help. Our debt counseling services are confidential and free of charge. Get started with our online application today!

Our Mission

The mission of American Financial Solutions is to empower people to improve the quality of their lives through financial education and counseling.

Financial Affiliations & Accreditations

American Financial Solutions is a member of the National Foundation for Credit Counseling (NFCC), and the Better Business Bureau.  American Financial Solutions is accredited by the Council on Accreditation, (COA).

American Financial Solutions is a division of the North Seattle Community College Foundation, a non-profit organization in Seattle, WA. We redirect a portion of our proceeds to a fund that provides student scholarships, faculty grants, and other academic programs for North Seattle College.

National Affiliations:

  • American Centers for Credit Education
  • Better Business Bureaus of Washington, Oregon and Alaska (BBB)
  • Council on Accreditation
  • Executive Office for United States Trustees
  • Fannie Mae
  • National Foundation for Credit Counseling (NFCC)
  • NeighborWorks America
  • Prosperity Now
  • Rural Community Assistance Corporation (RCAC)
  • U.S. Department of Housing and Urban Development (USDA)

**American Financial Solutions does business as AFS Credit Counseling in the states of Arizona, Illinois, Nebraska, and New Hampshire.