Committed to Your Financial Success

American Financial Solutions is a well known, respected, non-profit 501(c)3 financial education and credit counseling agency that helps clients find debt solutions and change their financial lives for the better. Since 1999, American Financial Solutions has worked with thousands of clients across the United States. Since inception, we have assisted over a million clients and have helped more than 400,000 people pay off over $80 billion in debt.

In direct opposition to costly high-interest loans that many debt consolidation companies promote, we offer a broad spectrum of education and counseling resources to help consumers with debt management, credit counseling, and personal finance education. In selected states we provide pre-bankruptcy counseling, post-bankruptcy education and student loan counseling. We provide housing and mortgage foreclosure counseling to residents in Washington State.

Our credit and housing counselors are certified by the National Foundation for Credit Counseling and the   Association for Financial Counseling and Planning Education. Counselors must complete additional training and education to maintain their certification each year. Our housing counselors are certified by the Federal Bureau of Housing and Urban Development’s NeighborWorks America program to provide foreclosure and pre-purchase housing counseling.

Our non-profit status sets us apart from other credit counseling agencies, in that we are not “in business” to generate profits for stockholders. Most of our services are offered free of charge.

American Financial Solutions is a member of the National Foundation for Credit Counseling, NFCC and the Better Business Bureau.  American Financial Solutions is accredited by the Council on Accreditation, COA.

Counselors Are the Heart of Our Agency
Taking action in the face of overwhelming financial challenges can be hard. Getting advice, direction and encouragement from someone you trust can make all the difference.

That’s why our counselors are the heart and soul of American Financial Solutions.

Our certified credit counselors offer sound advice and debt solutions that fit clients’ needs and lifestyle. The relationship that’s developed between client and counselor fosters trust and helps lead to better results for everyone. Our counselors are invested in their clients’ success and celebrate with them when they achieve their goals. Clients are treated with respect and support as they make important life changes.

Our Mission
The mission of AFS is to empower people to improve the quality of their lives through financial education and counseling.

American Financial Solutions is a division of the North Seattle Community College Foundation, a non-profit organization. We redirect a portion of our proceeds to a fund that provides student scholarships, faculty grants and other academic programs for North Seattle Community College.