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Credit Counseling Articles

Learn. Plan. Thrive. Financial Workshops and Counseling for Your Community!

Money impacts every aspect of our lives—from paying rent to pursuing career goals. Yet, financial education is often overlooked in spaces where it’s needed most: workplaces, workforce development programs, and community organizations (including college campuses). At American Financial Solutions, we provide FREE financial education classes tailored to meet the needs of specific audiences. Whether that is employees, college students, or community groups, our approach recognizes that everyone comes to financial education with different backgrounds.

American Financial Solutions Recognized with Awards of Excellence

On November 18, 2021 AFS received two National Awards of Excellence for their work in helping people improve their financial lives.

Seven Things That Won't Affect Your Credit Score

It' s true that missing the due date on some of your bills will damage your credit score, but there are some financial transactions that don't have any effect, either good or bad.

Debt-to-Income Ratio: The Other Financial Health Metric

The DTI is the percentage of our income that goes toward paying our monthly debts. These ratios can often be overlooked as many people assume that a good credit score and income are the only two elements taken into consideration when seeking to purchase a home, car, or even to open a credit card. However, for many lenders, a good report and credit score are not enough to be considered a suitable candidate.

Five Financial Steps to Take Right Now to Protect Your Money

This blog provides five key steps to take when dealing with a financial crisis.

COVID-19 Financial Resources

A brief list of financial resources to assist people during the Coronavirus COVID-19 Pandemic.

Get Out of Debt on Your Own Terms

With the new changes to the FICO credit score, reducing the amount of debt owed will be crucial to a credit score. Here are just a few options for eliminating debt and improving credit scores.

Guide to Credit Counseling Services

Credit counseling organizations can advise you on your money and debts, help you with a budget, offer money management workshops and much more.

Credit Score Comparison: Two Models

A peek into the difference between a Vantage credit score and a FICO credit score.

Becky House is NFCC Financial Educator of the Year

Becky House has been named the 2019 NFCC Financial Educator of the Year. House joined NFCC member American Financial Solutions (AFS) in 2001 as a credit counselor and has advanced to leading financial education programs locally and nationally for AFS and its partners.

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