On November 18, 2021 AFS received two National Awards of Excellence for their work in helping people improve their financial lives.
Buying a Home
Buying a home is one of the biggest credit decisions people ever make. American Financial Solutions (AFS) offers consumer credit counseling and housing counseling to clients in Washington State to help them make smart choices as they prepare to purchase a home. In confidential, one-on-one counseling sessions, our certified housing counselors will help you assess your current income and assets, versus your monthly expenses and debts. Counseling is available in both English and Spanish. We have included our Pre-Purchase Counseling Intake Packet above for your convenience.
Loan Document Review Counseling
Our Housing Counselors now offer loan document review services for High-Cost Mortgages when Lender’s require a Certificate of Counseling, as well as, Refinancing. This is a valuable service to homeowners seeking assistance to understand Fair Lending and Affordability topics. Working with a Housing Counselor will help you gain a better understanding of how to review your loan documents and the costs of the new loan you are entering into. We have included our Loan Document Review Counseling Intake Packet above for your convenience.
Our Housing Counselors are now Certified Loan Packagers for the USDA RD Direct Loan Program. For more information on this affordable mortgage option for very low to low income households, visit this page or contact us today! Se Habla Español.