How Banks Can Offer Financial Wellness Support Without Building Programs In-House
See how banks and credit unions offer confidential financial counseling through a nonprofit referral partner—no new in-house program required.
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GET STARTED NOWBuying a Home
For assistance accessing our services, please see our Accessibility Request page.
American Financial Solutions offers homebuyer services:
- Pre-purchase housing counseling (including down payment assistance programs)
- Loan Document Review
Scroll down to learn more about each service.
Contact a HUD Certified Housing Counselor at 888.864.8699
American Financial Solutions is a proud partner of the Black Home Initiative. Learn more.
Pre-Purchase Housing Counseling
Embarking on the journey of homeownership is both exhilarating and demanding. As a HUD-approved housing counseling agency, our team of certified housing counselors is adept at guiding you through the intricacies of the home buying process.
Our pre-purchase counseling is designed to tailor your home buying options, empower you with the knowledge to make informed financial decisions, and help you realize your dream of homeownership.
We encourage you to collaborate with one of our housing counselors. They will assist you in preparing for your home purchase, usually at very little cost to you (see our fees here).
The advantages of pre-purchase counseling are numerous:
- Evaluating your financial situation and creating a realistic household budget.
- Assessing the price range of homes within your budget.
- Enhancing your credit score to secure a sustainable mortgage.
- Understanding various mortgage options and preparing for the application process.
- Exploring eligible home buyer assistance programs, such as down payment assistance.*
From the moment you apply for a mortgage to the day you close, our housing counseling team is committed to providing you with expert advice and support, ensuring you feel confident at every stage of the process.
We invite you to connect with us for any questions or to learn more about our housing counseling services. To facilitate our assistance, please review and complete our pre-purchase intake forms prior to your first appointment.
Here are some additional resources to help you on your journey.
*AFS offers pre-purchase counseling for several down payment programs including, but not limited to HomeChoice, House Key Plus, and ARCH. Upon completion of the pre-purchase housing counseling session, you will be issued a certificate of participation. If you choose to proceed with the loan process, your lender may require this certificate.
Counseling is available in both English and Spanish. 888.864.8699 or Housing@myfinancialgoals.org
Loan Document Review Counseling
Home Loan Document Review Counseling is a specialized service aimed at assisting prospective homebuyers in understanding and navigating the complex paperwork associated with obtaining a mortgage. This counseling provides an opportunity for individuals to have their loan documents thoroughly reviewed by a knowledgeable professional before finalizing their home purchase. The counselor can:
- Explain the terms and conditions of the loan,
- Identify any potential red flags or unfavorable terms, and
- Ensure that the borrower fully understands their rights and responsibilities.
This service is particularly valuable for first-time homebuyers or those who may not be familiar with the intricacies of real estate transactions. By taking advantage of Home Loan Document Review Counseling, buyers can make informed decisions and avoid costly mistakes, ultimately leading to a smoother and more secure home buying experience.
Get started today with a HUD Certified Housing Counselor. 888.864.8699 or Housing@myfinancialgoals.org
Working in partnership with the Washington State Housing Finance Commission AFS assists clients to meet their housing needs.
Please click below to see our schedule of housing fees.
