On November 18, 2021 AFS received two National Awards of Excellence for their work in helping people improve their financial lives.
Credit Counseling Articles
It' s true that missing the due date on some of your bills will damage your credit score, but there are some financial transactions that don't have any effect, either good or bad.
The DTI is the percentage of our income that goes toward paying our monthly debts. These ratios can often be overlooked as many people assume that a good credit score and income are the only two elements taken into consideration when seeking to purchase a home, car, or even to open a credit card. However, for many lenders, a good report and credit score are not enough to be considered a suitable candidate.
This blog provides five key steps to take when dealing with a financial crisis.
A brief list of financial resources to assist people during the Coronavirus COVID-19 Pandemic.
With the new changes to the FICO credit score, reducing the amount of debt owed will be crucial to a credit score. Here are just a few options for eliminating debt and improving credit scores.
Credit counseling organizations can advise you on your money and debts, help you with a budget, offer money management workshops and much more.
A peek into the difference between a Vantage credit score and a FICO credit score.
Becky House has been named the 2019 NFCC Financial Educator of the Year. House joined NFCC member American Financial Solutions (AFS) in 2001 as a credit counselor and has advanced to leading financial education programs locally and nationally for AFS and its partners.
One couple's small changes allow them to get out of debt in just 53 months.