American Financial Solutions Blog

Classic Warning Signs of Possible Fraud or Scams

As a non-profit credit counseling agency, we often hear from people who have been scammed by unscrupulous entities seeking to make quick money. Below we have listed some common warning signs of fraud or of a scam to help others avoid the same negative impact to their finances. These...

Posted on February 11, 2020

An Extra $25 a Month Can Save You $2,000 and 18 years on Credit Card Debt

Sometimes people assume you need to make huge extra payments in order to pay off debt quicker. The reality is that making small increases in payments, can go a long way in knocking out debt sooner!

Posted on January 20, 2020

Holiday Fun that Will Save You Money

For those committed to living on a budget, you don’t have to sacrifice the joy of the holiday season just because you’re spending less money. If you are having guests at your home over the holidays, you can make the day a memorable one, in a good way, on a reasonable budget.

Posted on October 14, 2019

Your Credit Score Boost

You may have seen the ads, “Boost your FICO® credit score with Experian. Only Experian can raise your FICO® Score instantly.” FICO® is the most widely used credit score in lending and is the score you want to know if you are getting ready to borrow money for a home, a car or even to open a credit card. So how does Experian Boost work and does it work?

Posted on October 10, 2019

Credit Score Comparison: Two Models

A peek into the difference between a Vantage credit score and a FICO credit score.

Posted on October 10, 2019

Becky House is NFCC Financial Educator of the Year

Becky House has been named the 2019 NFCC Financial Educator of the Year. House joined NFCC member American Financial Solutions (AFS) in 2001 as a credit counselor and has advanced to leading financial education programs locally and nationally for AFS and its partners.

Posted on September 19, 2019

Retirement Planning in Your 20's

Waiting too long to start planning your retirement can be a huge mistake. Here are some tips and facts to help you prepare.

Posted on July 30, 2019

Back to School Savings 2019

Tips for saving on back to school supplies, clothing, technology and more!

Posted on July 18, 2019

A True Tale of Two Debt Tacklers

One couple's small changes allow them to get out of debt in just 53 months.

Posted on July 9, 2019

What to Consider about Reverse Mortgages from the CFPB

This guide provides an overview of many key concepts of reverse mortgages or home equity conversion mortgages (HECM).

Posted on June 17, 2019