On November 18, 2021 AFS received two National Awards of Excellence for their work in helping people improve their financial lives.
American Financial Solutions Blog
Homeownership is the American Dream and Gen Zers plan on following that dream sooner rather than later. 52.7% of Gen Zers are viewing homeownership as more of an emotional investment as opposed to a financial asset. 27.2% of Gen Zers cite starting a family as one of their top reasons for seeking homeownership. A lot takes place in a home buying journey, which can make it overwhelming. When trying to figure out where to start, Gen Zers first need to know everything that goes into buying a home. Here are a few things to factor into that decision.
If you or someone you know is facing eviction, and lives in an area where COVID-19 is rapidly spreading, review this information from the Consumer Financial Protection Bureau. Resources and links to determine your counties current COVID status are in this article.
Children often dream of the day they can call themselves grown-ups, but few look forward to let alone think about the financial realities of independence. It's never too early to start teaching your children how to save money and spend responsibly. Here are some financial tips to giving our kids a strong foundation of financial skills like budgeting and saving so they thrive as adults and can concentrate on the things they love.
Sometimes in life routines can cause us to overlook areas of spending that are not necessary. However, neglecting these areas can cause a big dent in our budgets and stifle our best attempts to increase savings or bring a budget back on track. Here are some of the most overlooked areas of spending that could be impacting your finances.
It' s true that missing the due date on some of your bills will damage your credit score, but there are some financial transactions that don't have any effect, either good or bad.
EveryoneÂ has a defined budget he or she can allocate toward a remodeling or updating project. Even if funds were unlimited, it's still in a everyone's best interest to secure the best value for each dollar invested in a remodeling project, ultimately improving the beauty, comfort and,Â value of the home.
For many of us the term neobank is unfamiliar, but mention online only banking and â€œfintechâ€ and the picture begins to get clearer. A neobank is a is a type ofÂ bankÂ that operates exclusively online without physicalÂ branch networks. Some neobanks operate in partnership with a traditional bank and others are financial technology companies that offer bank like services. The latter is important to understand.
Here are some ideas on how to use tax refunds and economic stimulus money to improve a financial situation.