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American Financial Solutions Blog

A Quick Guide to Prioritizing Income and Expenses

Ten tips to help prioritize the budget income and expenses.

How to Get a Lower Interest Rate on a Loan

To help address high interest concerns, we’ve put together a list of some steps people can take to try and bring down rates on existing loans.

Interested in Living Rural? Check Out a USDA 502 Direct Home Loan

If you're considering homeownership in a rural area and think your options are limited due to income or savings, the USDA's Section 502 Direct Loan Program could be a game-changer for you.

Year in Review

About AFS 2023

A Financially Mindful Holiday Season

Have a fun and fulfilling holiday season without depleting savings or going into debt.

Act Now for New Student Loan Repayment Options

While the courts struck down the student loan forgiveness program, there are still new programs that can significantly assist borrowers in managing their student loans. Below, we outline two of those programs and how to access them.

Heading Back to School During Inflation

Across the United States, parents are preparing for students to return to school. And with that comes needed supplies, clothing, equipment for extracurricular activities, and more. So, we thought we’d provide some ideas on ways to reduce or mitigate some back-to-school expenses. Many of these ideas come from our own staff who are also dealing with the rising costs of sending kids to school.

Protecting Your Identity In the Digital Age

As incidents of identity theft become more prevalent, so do they ways we can protect ourselves. We've compiled over 15 ways to secure your identity. Read on to learn more!

Connecting Eligible Households to the Internet

High-speed internet service is no longer a luxury, but a necessity for everyone, everywhere. From doing homework to using telehealth, working remotely, connecting with family and friends and more, internet is needed for everyday life.

Homeownership Readiness Plan

As the economy changes, interest rates rise and housing prices begin to ebb, we thought it would be a good time to share information on the homebuying process, how to prepare your finances for the big leap and how to get the lowest interest rate possible.

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