Your 2026 Credit Score Playbook: What Really Moves the Needle
Learn what truly impacts your credit score in 2026 — including payment history, utilization, medical debt changes, rent reporting, and new credit trends.
Manage Your Debt - Let's Explore Your Options
GET STARTED NOWAmerican Financial Solutions (AFS) and our partners all agree that collaboration is key to financial wellbeing. Working together, we create and implement personal financial workshops, both online and in-person, as well as customized individual counseling sessions based upon the unique needs of the person. Our experts can work directly with your organization to address your consumer’s needs and customize the delivery of financial information based upon these needs. Through planned collaboration, we help YOU meet YOUR Mission/Vision goals.
Explore the possibility of partnering with AFS or learn more about the value our services may add to your programs. Call or email Becky House at 888.282.5492 x1114
Local Partners
Bank on Seattle - King County
Bellevue College
Black Home Initiative
Bremerton Area Chamber of Commerce
Bremerton Housing Authority
City of Bremerton
Community Frameworks
Connection Credit Union
Express Credit Union
Financial Empowerment Network
Habitat for Humanity
HomeStreet Bank
Kitsap Asset Building Coalition
Kitsap Community Resources
Kitsap County Consolidated Housing Authority
Kitsap Credit Union
Kitsap Housing Coalition
Kitsap Legal Services
La Mesa Redonda de Kitsap
Northwest Justice Project
Northwest Native Asset Building Coalition
North Seattle Community College
Olympic College
Port Jobs
Seattle Goodwill
Seattle-King County Asset Building Collaborative
Tribal Technology Training
Washington Access Fund
Washington Homeownership Resource Center
Washington State Department of Financial Institutions (DFI)
Washington State Housing Finance Commission
National Partners
American Centers for Credit Education
Association for Financial Counseling and Planning Education (AFCPE)
Financial Counseling Association of America (FCAA)
Better Business Bureaus of Washington, Oregon and Alaska (BBB)
Commonwealth Financial Resources
Council on Accreditation
Emerge Workplace Solutions
Executive Office for United States Trustees
Fannie Mae
National Foundation for Credit Counseling (NFCC)
Neighborworks America
Rural Community Assistance Corporation
U.S. Department of Housing and Urban Development (USDA)
Browse our recent blog articles and you will see and learn about the various ways AFS can help you, as well as educate yourself.
Learn what truly impacts your credit score in 2026 — including payment history, utilization, medical debt changes, rent reporting, and new credit trends.
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Call us at (888) 864-8548
and your counselor will review your credit report, analyze your financial situation and help you find the option that's best for you.