Credit Counseling Articles

Overspending and Under-saving Actually Same Problem

Washington, DC – The January poll hosted on the National Foundation for Credit Counseling (NFCC) website asked consumers if they had a spending problem, savings problem, neither or both.  The overwhelming majority, 62%, identified themselves as having problems related to both spending and saving. “The good news is that having...

Posted on December 23, 2016

NFCC Poll Reveals Majority of Consumers Admit Financial Problems are Self-Inflicted

  Washington, DC – According to the National Foundation for Credit Counseling (NFCC) December poll, when asked if their personal financial problems were self-inflicted or the result of events beyond their control, the overwhelming majority of respondents, 63 percent, admitted responsibility for their financial woes. “The poll results are encouraging, as...

Posted on December 23, 2016

Medical Bills: Finding the Right Help Is Critical for Eliminating Debt, Says American Financial Solutions

  When Mrs. Ramirez met with American Financial Solutions’ certified credit counselor Carmen Perales, she and her husband owed $30,000 in medical bills. Perales worked with the family to establish a budget and to understand all of their expenses, but that was not all they accomplished.  The Supreme Court’s recent ruling...

Posted on December 23, 2016

A Quick Guide for Consumers on Credit, Debit, and Prepaid Cards from the FDIC

From the FDIC Below is a great guide developed by the FDIC. Use this guide to understand the difference in protections you have when using different types of credit, debit and prepaid cards.     Credit Cards Debit Cards Prepaid Cards What it is A credit card is a loan. A debit card is linked to your...

Posted on December 23, 2016

Paying the Debts of a Deceased Relative: Who Is Responsible? (UPDATED)

We often hear from clients struggling to deal with debt collectors seeking repayment of debts incurred by deceased relatives. In most situations, you are not responsible for paying the debts of someone who has passed away. Exceptions maybe debts for which you are jointly responsible, accounts where you were the co-signer, or in...

Posted on December 23, 2016

Longtime Champion for Workforce Readiness Recognized for Leadership and Service

For Immediate Release Washington State, 12/2/2011. Audi Ritz was awarded the Certificate of Recognition for Leadership and Dedicated Service, by the Washington State Affiliate of the Society of Human Resource Managers (WASHRM). The Certificate of Recognition for Leadership and Dedicated Service is awarded by WASHRM to recognize a member’s great...

Posted on December 23, 2016

AMERICAN FINANCIAL SOLUTIONS WINS WASHINGTON STATE AWARD

Amazing Impact Award

Posted on December 23, 2016

Why is it Important to Check Your Credit Report?

Today, our credit reports are used to make many decisions about our financial future. This includes auto insurance rates, employment opportunities, ability to rent a home or apartment and, of course, whether we can obtain a home, car or credit card loan.  It is critical to protect this very...

Posted on December 23, 2016

American Financial Solution's Survey

COUNCIL ON ACCREDITATION New York, NY 10005 • phone (866) 262-8088 • www.coanet.org North Seattle Community College Foundation dba American Financial Solutions is interested in becoming accredited by the Council on Accreditation (COA).  COA is a national organization that sets standards for quality service and sends teams of experienced professionals to...

Posted on December 23, 2016

Start Reviewing these Seven Areas of Your Financial Life and Take Stock of your Money!

Take Stock of Your Finances

Posted on December 23, 2016