Credit Counseling Articles

Know Your Credit Score or Pay More

By Becky House, ACC Last year Fair Isaac and Company (FICO) released a “new” credit scoring model. The new score is now available through TransUnion and was created to provide lenders a better tool with which to make lending decisions. Lenders use credit scores to evaluate the probability that a person...

Posted on December 23, 2016

Look Closely at Fees On Unemployment Benefits

During these tough economic times many states are looking for ways to cut expenses. One popular way to reduce or eliminate the costs of writing paper checks to unemployment recipients is by using automatic deposits or a prepaid debit card system to send people their money. What are the pros...

Posted on December 23, 2016

Bankruptcy or Credit Counseling

Q: I had given bankruptcy some thought and spoke to an attorney and I was advised that it might be better to talk to a credit counseling agency. I however don’t see any thing about secured debt. My problem is this; I found out in June of 2007 I had...

Posted on December 23, 2016

Juggling Medical Debt

Americans are juggling medical debt and turning to credit cards to pay their health care bills. A recent study released by the Commonwealth Fund has found that nearly 79 million adults in the United States are struggling to pay medical bills or have medical bill problems. If you’ve been hit...

Posted on December 23, 2016

AFS Certified Credit Counselor; A Testimony

What I wish I had known before I came to work at American Financial Solutions could fill a library. I had no knowledge of credit scores or credit reports, nor did I know how all of this was affecting my life. I had been trying to purchase a car...

Posted on December 23, 2016