Down Payment Assistance Programs: What They Are and How They Work
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| FACTS | WHAT DOES AMERICAN FINANCIAL SOLUTIONS DO WITH YOUR PERSONAL INFORMATION? |
| Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
| What? | The types of personal information we collect and share depend on the product or service you have with us. This information can include:
When you are no longer our customer, we continue to share your information as described in this notice. |
| How? | All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons American Financial Solutions chooses to share; and whether you can limit this sharing. |
| Reasons that AFS can share your personal information | Does AFS Share? | Can you limit this sharing? |
For our everyday business purposes— such as processing your transactions, maintaining your account(s), responding to court orders and legal investigations, or other day to day operations | Yes | No |
For our marketing purposes— to offer our products and services to you | Yes | No |
| For joint marketing with other financial companies | No | We don't share |
For our affiliates' everyday business purposes— information about your transactions and experiences | No | We don't share |
For our affiliates' everyday business purposes— information about your creditworthiness | No | We don't share |
| For nonaffiliates to market to you | No | We don't share |
| Contact Us | suggestions@americanfinancialsolutions.org (888) 282-5494, American Financial Solutions, 600 University St., Suite 2409, Seattle, WA 98101. |
| How does AFS protect your personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured ï¬les and buildings. |
| How does AFS collect your personal information? |
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| Why can’t you limit all sharing? | Federal law gives you the right to limit only
State laws and individual companies may give you additional rights to limit sharing. |
| Definitions | |
| Affiliates | Companies related by common ownership or control. They can be financial and nonfinancial companies. AFS does not share with affiliates. |
| Non-affiliates | Companies not related by common ownership or control. They can be financial and nonfinancial companies. AFS does not share with non-affiliates so they can market to you. |
| Joint marketing | A formal agreement between nonafïlliated financial companies that together market financial products or services to you. AFS does not share your personal information in its joint marketing efforts. |
ACCEPTANCE OF PRIVACY NOTICE.
Your use of our services and/or website, including any dispute concerning privacy, is subject to this Privacy Notice. BY USING OUR SERVICES OR WEBSITE, YOU ARE ACCEPTING THE PRACTICES SET OUT IN THIS PRIVACY NOTICE. We reserve the right to modify this Privacy Notice at any time by posting the changes on our website. Updates will be sent out annually. Please check the effective date at the bottom of this page to determine if the notice has been modified since you last reviewed it. Your continued use of any portion of our website following posting of the updated Privacy Notice will constitute your acceptance of the changes.
EFFECTIVE DATE: January 15, 2019
