Manage Your Debt - Let's Explore Your Options


Resource Center




Use our interactive budget form to get started on a plan for achieving your financial goals.

Credit Cards

Multiple Credit Card, Minimum Payment Calculator
Use this calculator to determine how long it will take you to pay off your credit cards and how much you will pay in interest. 


Debt-to-Income Calculator 
Debt-to-income is used in many situations. Can you purchase a home? Can you rent a home? Can you afford an auto payment? Use the calculator to determine how much debt you have compared to your income.

Home Purchase

Mortgage Loan Qualifier Calculator
The first step in buying a house is determining your budget. The mortgage qualifier calculator walks you through the process of finding out how much you can borrow. You can calculate your mortgage qualification based on income, purchase price or total monthly payment.

Home Refinance

Mortgage Refinancing Calculator
This calculator will help you to decide whether or not you should refinance your current mortgage. 

Net Worth Calc

Net Worth Calculator
Your net worth tells you whether you have more assets than liabilities (debts). Find out your net worth in just a few minutes.  

Hand watering

Savings Goal Calculator
Find out what it will take to reach your savings goal. 


Money Management

  • Credit Reports
    Everyone is entitled to receive a free copy of their credit report once a year.
  • CheckWise
    CheckWise, a premier checking account program.
  • Credit Score Basics
    Have you ever wanted to know how the credit bureaus come up with your credit score?...
  • Your Guide to Successfully Managing Your Medical Bills
    American Financial Solutions is pleased to provide this consumer guide to help you.
  • MyMoneyCheckup program
    As a member of the National Foundation for Credit Counseling (NFCC), AFS is pleased to provide you access to the MyMoneyCheckup program. You tell us a little about your financial situation by answering simple questions like how much you make each month, and the type of debt you have. We help you understand how your finances are doing, where you can improve, and what you can do in the future.

External Resources