Manage Your Debt - Let's Explore Your Options
GET STARTED NOWWelcome to the Financial Resource Center, where you can use interactive financial calculators to model budgets and savings goals, explore debt consolidation and Debt Management Plan resources that simplify payments and lower interest, learn money management tips crafted by our certified credit counselors, and tap into trusted external resources for additional consumer?finance support. Whether you’re comparing consolidation options or fine?tuning your spending plan, our tools and guidance will help you build lasting financial confidence.
Manage Your Debt - Let's Explore Your Options: Get Started Now!
Use our interactive budget form to get started on a plan for achieving your financial goals.
Multiple Credit Card, Minimum Payment Calculator
Use this calculator to determine how long it will take you to pay off your credit cards and how much you will pay in interest.
Debt-to-Income Calculator
Debt-to-income is used in many situations. Can you purchase a home? Can you rent a home? Can you afford an auto payment? Use the calculator to determine how much debt you have compared to your income.
Mortgage Loan Qualifier Calculator
The first step in buying a house is determining your budget. The mortgage qualifier calculator walks you through the process of finding out how much you can borrow. You can calculate your mortgage qualification based on income, purchase price or total monthly payment.
Mortgage Refinancing Calculator
This calculator will help you to decide whether or not you should refinance your current mortgage.
Net Worth Calculator
Your net worth tells you whether you have more assets than liabilities (debts). Find out your net worth in just a few minutes.
Savings Goal Calculator
Find out what it will take to reach your savings goal.
Browse our recent blog articles and you will see and learn about the various ways AFS can help you, as well as educate yourself.
Your credit score is a key factor in your financial health, influencing your ability to get loans, rent an apartment, or even secure a job. The good news? Understanding what affects your score can help you take the right steps to improve it—sometimes faster than you’d expect!
Money impacts every aspect of our lives—from paying rent to pursuing career goals. Yet, financial education is often overlooked in spaces where it’s needed most: workplaces, workforce development programs, and community organizations (including college campuses). At American Financial Solutions, we provide FREE financial education classes tailored to meet the needs of specific audiences. Whether that is employees, college students, or community groups, our approach recognizes that everyone comes to financial education with different backgrounds.
Managing money can feel overwhelming, but it doesn’t have to be. One of the most effective and easy-to-follow budgeting methods is the 50/30/20 rule.
In today’s economic climate, the struggle to balance rising living costs with stagnant wages has led to a concerning trend: the increasing dependence on credit cards and personal loans. Recent data reveals that credit card debt has grown at its fastest rate since 2005.
Call us at (888) 864-8548
and your counselor will review your credit report, analyze your financial situation and help you find the option that's best for you.
