Down Payment Assistance Programs: What They Are and How They Work
down payment assistance, home buyer, homeownership
Manage Your Debt - Let's Explore Your Options
GET STARTED NOWUse our interactive budget form to get started on a plan for achieving your financial goals.
Multiple Credit Card, Minimum Payment Calculator
Use this calculator to determine how long it will take you to pay off your credit cards and how much you will pay in interest.
Debt-to-Income Calculator
Debt-to-income is used in many situations. Can you purchase a home? Can you rent a home? Can you afford an auto payment? Use the calculator to determine how much debt you have compared to your income.
Mortgage Loan Qualifier Calculator
The first step in buying a house is determining your budget. The mortgage qualifier calculator walks you through the process of finding out how much you can borrow. You can calculate your mortgage qualification based on income, purchase price or total monthly payment.
Mortgage Refinancing Calculator
This calculator will help you to decide whether or not you should refinance your current mortgage.
Net Worth Calculator
Your net worth tells you whether you have more assets than liabilities (debts). Find out your net worth in just a few minutes.
Savings Goal Calculator
Find out what it will take to reach your savings goal.
Browse our recent blog articles and you will see and learn about the various ways AFS can help you, as well as educate yourself.
down payment assistance, home buyer, homeownership
Discover holistic strategies to manage debt-related stress and improve well-being. Our blog covers mindfulness techniques, professional support, actionable debt repayment plans, healthy lifestyle tips, and practical financial steps. Empower yourself with comprehensive guidance to tackle debt and enhance your mental and physical health. Achieve financial zen and well-being with our expert advice.
Discover how to protect your savings from inflation with expert strategies. Learn about the impact of rising prices on purchasing power and explore practical tips for budget adjustments, debt reduction, and investment options to maintain your financial stability. Safeguard your wealth against the challenges of inflation and secure your financial future.
Discover budget-friendly ways to celebrate the dads in your life with these creative ideas. Cook a special meal, make handmade gifts, and enjoy outdoor activities like hiking or picnicking. Plan a movie or game night, or work on a DIY project together. Create a coupon book with fun activities or favors, and reminisce over old memories. Organize a virtual gathering if you're apart, garden together, or craft a personalized playlist of his favorite tunes. These thoughtful and inexpensive options ensure a memorable and heartfelt celebration, emphasizing quality time and meaningful connections.
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and your counselor will review your credit report, analyze your financial situation and help you find the option that's best for you.