American Financial Solutions (AFS) has achieved national re-accreditation through the New York-based Council on Accreditation (COA). This accreditation was rigorous and involved numerous hours of preparation by members of our staff, executive team, board members, partners, and our clients.
Use our interactive budget form to get started on a plan for achieving your financial goals.
Multiple Credit Card, Minimum Payment Calculator
Use this calculator to determine how long it will take you to pay off your credit cards and how much you will pay in interest.
Debt-to-income is used in many situations. Can you purchase a home? Can you rent a home? Can you afford an auto payment? Use the calculator to determine how much debt you have compared to your income.
Mortgage Loan Qualifier Calculator
The first step in buying a house is determining your budget. The mortgage qualifier calculator walks you through the process of finding out how much you can borrow. You can calculate your mortgage qualification based on income, purchase price or total monthly payment.
Mortgage Refinancing Calculator
This calculator will help you to decide whether or not you should refinance your current mortgage.
Net Worth Calculator
Your net worth tells you whether you have more assets than liabilities (debts). Find out your net worth in just a few minutes.
Savings Goal Calculator
Find out what it will take to reach your savings goal.
- Debt Consolidation Loans
Anyone in debt will most likely have thought about taking out a loan for debt consolidation...
- Debt Settlement
Have you ever heard the saying, "If it sounds too good to be true, it probably...
- Medical Debt Relief
If you are like 41% of American adults under the age of 65, you have experienced...
- Do it Yourself Debt Consolidation
Looking for a way to manage your debt on your own? Make sure you understand all of...
- Fair Debt Collection Practices Act
Dealing with debt collectors can be frustrating and painful. Read here to learn about...
- The Reality of Debt Forgiveness
If you've heard about ways to get rid of your debt – read this article first!
- Mortgage Forgiveness Debt Relief Act - What You Need To Know
In 2007, the Mortgage Forgiveness Debt Relief Act (MFDRA) was instituted to help...
- Bankruptcy Information: Options, Ramifications, and Rebuilding After Filing for Bankruptcy
Sometimes our debts can feel overwhelming, but there are options available to help...
- Save Money or Pay Down Debt?
We've all been told that it is important to save money, but what about getting rid...
- Debt Management Plan and Your Credit Score: Friend or Foe
Debt management plans may help you pay your bills, but how do they impact your credit?
- Credit Reports
Everyone is entitled to receive a free copy of their credit report once a year.
CheckWise, a premier checking account program.
- Credit Score Basics
Have you ever wanted to know how the credit bureaus come up with your credit score?...
- Your Guide to Successfully Managing Your Medical Bills
American Financial Solutions is pleased to provide this consumer guide to help you.
- MyMoneyCheckup program
As a member of the National Foundation for Credit Counseling (NFCC), AFS is pleased to provide you access to the MyMoneyCheckup program. You tell us a little about your financial situation by answering simple questions like how much you make each month, and the type of debt you have. We help you understand how your finances are doing, where you can improve, and what you can do in the future.
- Student Loan Resources
Get answers about student loans.
- About 211
By dialing 211, you can find information and referrals on everything from crisis...
- Bankruptcy Resources
Find a Credit Counseling Agency approved by the Executive Office for U.S. Trustees...
- Charity Information
Find an organization that provides charity services such as FEMA and the Red Cross.
- Financial Planning
Find resources that will help you invest for the future.
- Child Support Resources
National Child Support Enforcement
- Consumer Fraud Resources
Find information on preventing or reporting a case of fraud.
- Consumer Information
Find information about your rights as a consumer.
- Credit and Credit Report Information
Find out more about your credit score and where you can get a free copy of your credit...
- Debt Management Information
Find out more about the organizations that set standards for the debt management...
- Financial Assistance Resources
Find financial assistance resources available to you.
- Home Buying Resources
Find out what you need to know before you buy a home and what do if you are having...
- Legal Resources
Find out how to contact the American Bar Association and where to find an approved...
- Mental Health Resources
- Secured Credit Cards
Find out who offers the best secured credit cards.
- Resources for Seniors
Do you qualify as a senior? There are special resources available for you!
- State Attorney General Contact List
If you think you may have been the victim of identity theft or other crimes, contact...
- Tax Resources
Find a tax professional or contact the IRS for help.
- Travel Resources
Find different discount travel fares or make a complaint to the department of travel...