The Current State of American Consumer Debt
Budgeting
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Manage Your Debt - Let's Explore Your Options
GET STARTED NOWUse our interactive budget form to get started on a plan for achieving your financial goals.
Multiple Credit Card, Minimum Payment Calculator
Use this calculator to determine how long it will take you to pay off your credit cards and how much you will pay in interest.
Debt-to-Income Calculator
Debt-to-income is used in many situations. Can you purchase a home? Can you rent a home? Can you afford an auto payment? Use the calculator to determine how much debt you have compared to your income.
Mortgage Loan Qualifier Calculator
The first step in buying a house is determining your budget. The mortgage qualifier calculator walks you through the process of finding out how much you can borrow. You can calculate your mortgage qualification based on income, purchase price or total monthly payment.
Mortgage Refinancing Calculator
This calculator will help you to decide whether or not you should refinance your current mortgage.
Net Worth Calculator
Your net worth tells you whether you have more assets than liabilities (debts). Find out your net worth in just a few minutes.
Savings Goal Calculator
Find out what it will take to reach your savings goal.
Browse our recent blog articles and you will see and learn about the various ways AFS can help you, as well as educate yourself.
Use our interactive budget form to get started on a plan for achieving your financial...
Examiners found servicers engaging in unfair practices in trying to collect on private student loans discharged in bankruptcy
For many people, the announcement last year that the three major credit reporting agencies would remove paid medical debts from credit reports was a welcome relief. Medical bills and the confusion those bills and insurance cause, has led to many people owing debts they never planned for. Here is an update on the changes to credit reports, credit scores, and how to manage medical bills.
Budgeting can be challenging, but more digital tools are available to help you boost savings, lower debt, and experience greater peace of mind about finances. Discover some of the best money management apps to help you achieve more financial stability in 2023.
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