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Financial Counseling & Wellness Support for Employees and Partners

Join forces with a trusted leader in nonprofit credit counseling to help more people achieve financial wellness and overcome debt.

Which Kind of Partner Are You?

What We Do

American Financial Solutions is a leading non-profit credit counseling agency dedicated to helping individuals and families regain control of their finances through debt management plans (DMPs) and comprehensive financial education.

Why Partner With AFS?

Our Track Record

$10B+

Total Debt Paid by Clients

500K+

Clients Empowered

A+

BBB Rating

25+

Years Serving Communities

Our Client Reviews

4.9 out of 5

Based on 1,500+ reviews

View All Reviews

Choose Your Partnership Type

Select the partnership option that best fits your organization

Financial Organizations

Banks, credit unions, and financial institutions seeking to provide comprehensive debt solutions to their customers.

Partnership Benefits:

Enhanced customer service offerings
Reduce loan defaults and delinquencies
Strengthen customer relationships
White-label counseling options
Increased social impact footprint

Learn More

Private/Public Employers

Companies and government agencies wanting to enhance employee wellness programs with financial counseling services.

Partnership Benefits:

Boost employee productivity
Reduce financial stress
Improve retention rates
Seamless EAP integration
Confidential employee support

Learn More

Credit and Debt in The News

Stay informed about the latest credit and debt trends affecting American consumers

U.S. Credit Card Debt Hits $1.23 Trillion Record

Total credit card balances reach historic highs as Americans continue to struggle with elevated costs.

Source: LendingTree

Total U.S. Consumer Debt Reaches $17.86 Trillion

Equifax report shows bankcard balances up 4.2% year-over-year to $1.07 trillion in June 2025.

Source: LendingTree

Credit Card Delinquencies Continue Rising Across U.S.

Federal Reserve study shows delinquency rates reaching levels similar to the 2008 financial crisis.

Source: Federal Reserve Bank of St. Louis

Subprime Borrowers Show Signs of Financial Strain

K-shaped economic recovery leaves younger, subprime cardholders struggling with debt repayment.

Source: CNBC

60% of Americans Carry Credit Card Debt for Over a Year

Many consumers delay major financial decisions as credit card balances continue to weigh on budgets.

Source: ACA International

1 in 5 Americans Very Stressed About Credit Card Debt

Rising debt reveals emotional and financial strain as households rely on credit to fill budget gaps.

Source: Equifax

AFS Blog Posts

Stay informed with our latest articles on debt management, credit, and financial wellness

How to Save Money on a Tight Budget: Tiny Habits That Create Big Change

Discover easy ways to start saving money, build financial habits, and grow an emergency fund — even with just $1. Simple steps, small wins, real progress.

Financial Myths From Social Media: Why “Debt Fixes” Aren’t One-Size-Fits-All

Is viral debt advice hurting your credit? Learn the real differences between debt settlement, consolidation loans, and nonprofit debt management plans.

How Is AI Changing Personal Finance? A Simple Guide to Budgeting, Credit, and Investing

Learn how AI tools can help you budget smarter, monitor credit, and start investing with more confidence — and where human guidance is still essential for long term financial decisions.

The Proposed 10% Interest Rate Cap — What’s Really Going On?

Confused about the proposed 10% credit card interest rate cap? This article breaks down what’s really happening—why no legal cap exists yet, why lenders aren’t lowering rates, what Congress is considering, and what consumers should do now. Learn how to protect yourself from high?interest debt and where to get real help today.

"Get Paid Daily" Sounds Great-But Is It Costing You More Than You Think?

Earned wage access services, which allow workers to get their paychecks early, often end up costing more than people realize and can trap users in a difficult cycle.

Your 2026 Credit Score Playbook: What Really Moves the Needle

Learn what truly impacts your credit score in 2026 — including payment history, utilization, medical debt changes, rent reporting, and new credit trends.

View All Articles