Credit Report

Thieves Target the Love of Grandchildren As a Way to Your Money

Learn what you can do to protect yourself from thieves posing as your grandchildren.

Posted on December 23, 2016

Heartbleed Bug and the Need for Vigilance, Tips for Online Safety

The Heartbleed bug, a virus that made information on so-called “secure” websites insecure, is just the latest piece of news in a longstanding reality that hackers are after your financial data. If there is good news in the revelation of the breach that has been going on for about two years, it’s that what you do to protect yourself from all data theft, works in this case, too.

Posted on December 23, 2016

How Do You Avoid Debt, Temptation of Credit Versus Cash

If you think you have too much debt, you are not alone. It isn’t hopeless, though. There are innumerable good examples out there of people who use credit and borrowing wisely. You can be one of them if you stay committed to a few principles.

Posted on December 23, 2016

American Financial Solutions Clients Highlighted in National Campaign

The National Foundation for Credit Counseling® (NFCC) today announced the six-month activity report of the Sharpen Your Financial Focus program. To date, more than 20,000 consumers from a diverse array of states have enrolled in the program, and have completed at least two of the three steps to increase their financial situations.

Posted on December 23, 2016

Personal Money Management Quiz

It’s Financial Literacy month! Start out with a quick personal finance habit assessment and then visit our main page and click on MyMoneyCheckUp to complete a free, full financial review!

Posted on December 23, 2016

Watch individual credit balances as well as the overall picture

If you are on the path of improving your financial situation, chances are you are working to reduce your debts. There are obvious reasons to do this, such as lessening what you pay out in debts every month, having financial peace of mind, and creating less risk to you...

Posted on December 23, 2016

A New Year, a New Chance to Review Your Credit

Many people change batteries in smoke alarms when the clocks move forward or back. Perhaps you might try the New Year’s holiday to spark a new tradition, checking your credit report. The process is free, simple and could be an easy way for you to accomplish an easily achievable...

Posted on December 23, 2016

Sample Dispute Letter

Below is a sample dispute letter you can use when contacting the credit bureaus to dispute errors on your credit report. Please feel free to make adjustments to the letter as necessary.   Date Your Name Your Address, City, State, Zip Code Credit Reporting Agency Company Address City, State, Zip Code To Whom It May Concern: I am...

Posted on December 23, 2016

Have an Experience with a Debt Collector? Speak Up Now

The Consumer Financial Protection Bureau (CFPB) might propose new federal rules on how creditors and debt collectors can act to get consumers to pay overdue credit card, medical, student loan, auto or other loans. This decision matters to you if you had an experience with debt collection (good or bad) counsel...

Posted on December 23, 2016

Credit Score Undamaged by Personal Inquiry

People often tell us that they are concerned about pulling or accessing their credit report, because they believe it will hurt their credit score.  However, the reality is that as a consumer you can pull your credit report as often as you would like and it will not impact...

Posted on December 23, 2016