Credit Report

Getting Out of Debt Success - John

A quick glimpse into one client's journey out of debt.

Posted on May 7, 2019

Understanding Free Credit Reports and Scores

Always the official site to receive a copy of your credit reports, AnnualCreditReport.com is not the only name in the game anymore.

Posted on March 19, 2019

Correcting Your Credit Report

One of the important reasons to check your credit reports is to ensure that the information presented represents you and the manner in which you have handled your finances. Your credit report should be free from errors, no matter how trivial they may seem. Errors can range from the...

Posted on December 23, 2016

Guide to Consumer Credit Reports: There are More than Three

By now, most of us are familiar with the big three credit reporting agencies, Equifax, Experian and TransUnion. We can receive a free copy of these credit reports, every 12 months through Annual Credit Report.com. But were you aware that there are many other companies who collect and distribute information about our financial habits and other behaviors?

Posted on February 4, 2019

Four Tips for Surviving the Government Shutdown

With no immediate end in sight for the partial government shutdown, more than 800,000 federal workers nationwide will be without a paycheck this Friday. This will be the first payroll distribution affected by the shutdown. The road to financial recovery may be very long, for some. In an effort to assist those effected by the shutdown, American Financial Solutions has put together this list of tips for surviving the shutdown.

Posted on January 10, 2019

Credit Scores Explained

Credit scores aren’t anything new, but most people still aren’t sure how they’re calculated. What factors are considered when calculating your score? What isn’t a determining factor? This graphic illustrates the five determining factors of a credit score and offers tips on how to improve your own.

Posted on October 10, 2018

7 Things That Won't Affect Your Credit Score

It’s true that missing the due date on some of your bills will damage your credit score, but there are some financial transactions that don’t have any effect, either good or bad.

Posted on August 10, 2018

Understanding Your Credit Score

Banks, credit card companies and other businesses use credit scores to estimate how likely you are to pay back money you borrow. A higher score makes it easier to qualify for a loan or lower interest rates. Many scores range from 300- 850, but different companies use different ranges.

Posted on June 5, 2018

The Many Different Credit Scores

Infographic from the Consumer Financial Protection Bureau on the many different types of scores and what they are used for.

Posted on June 28, 2017

Your Free Credit Report

How to get your free credit report

Posted on April 10, 2017