Credit Report

7 Things That Won't Affect Your Credit Score

It’s true that missing the due date on some of your bills will damage your credit score, but there are some financial transactions that don’t have any effect, either good or bad.

Posted on August 10, 2018

Understanding Your Credit Score

Banks, credit card companies and other businesses use credit scores to estimate how likely you are to pay back money you borrow. A higher score makes it easier to qualify for a loan or lower interest rates. Many scores range from 300- 850, but different companies use different ranges.

Posted on June 5, 2018

The Many Different Credit Scores

Infographic from the Consumer Financial Protection Bureau on the many different types of scores and what they are used for.

Posted on June 28, 2017

Your Free Credit Report

How to get your free credit report

Posted on April 10, 2017

Five Steps to a New Financial You in 2017

Holiday shoppers have been careful each holiday season to make their lists and check them twice. Budgets have become more discerning, and savers have become better planners for their holiday spending, prioritizing savings along the way.

Posted on December 23, 2016

Identity Theft Protection Services, Are they Worth It

If you’re concerned about data breaches or identity theft, you may be considering signing up for identity theft protection services. Before you enroll, it’s important to weigh the costs and benefits of various types of services. You also can compare them with free and low-cost services. The government’s IdentityTheft.gov website provides free personal recovery plans and step-by-step guidance to help identity theft victims recover.

Posted on December 23, 2016

Living and Saving as a Millennial Living with Your Parents

For the first time in the Modern Era, living a home with parents is the most common living arrangement for 18 to 34-year-olds. If you’re a Millennial about to move back in with your folks, who has been living at home for a while, or is looking for a launching pad to independence, here are a few tips to help you make the most of your time at home.

Posted on December 23, 2016

The Right Way to Build Your Credit

If you follow a few sure-fire steps, you can build your credit enough to buy your own house or your own car. Here are five steps to take to get your credit where it needs to be.

Posted on December 23, 2016

Six Personal Finance Rules to Keep You Out of the Red

A list of some of the behaviors we need to get the most from our money.

Posted on December 23, 2016

Perfect Credit Scores; What You Need To Reach the Top

What does it take to hit the top of the credit score scale?

Posted on December 23, 2016