Credit Report

Five Credit Card Balance Transfer Moves You Need To Avoid Failure

A balance transfer may be a good option for getting out of debt and reducing interest rates, but there are critical steps that each person should take before they apply for that new credit card.

Posted on December 23, 2016

Why a Debt Validation Letter May be Exactly What Debt Collectors Want

The idea is great, ask a debt collector for proof you owe a debt and if they cannot produce it, you do not have to pay. However, the reality of using this tactic may yield very different results.

Posted on December 23, 2016

Credit Review Program Gives Military Members the Edge Against Fraud, Misuse

Often targets for bogus financial services, military members, veterans and their families need ways to monitor their credit.

Posted on December 23, 2016

How a Stranger May be Your Best Bet for Getting Out of Debt

Everyday we are inundated by articles, sound bites, Tweets, and commercials telling us how we should be managing our money. But we all have choices and finding an unbiased person to help you make those important financial decisions can be critical to your success.

Posted on December 23, 2016

Pay a Friend to Stop You From Spending? It May Work

Struggling to avoid using your credit card? It may be time to think outside the box to get out of debt.

Posted on December 23, 2016

Loans that Hurt So Good: Confessions of a Credit Counselor

Whether you are struggling to make ends meet, have an unexpected emergency or looking to consolidate debt a loan through a finance company can seem like a saving grace - especially if you have some credit issues. What are the real costs of those loans and are there alternatives. We'll find out.

Posted on December 23, 2016

Three Examples of Why You Should Check Your Credit Report

We see the commercials telling us to check our credit reports, but many people do not. Here are three examples of why we should take the time to get our reports.

Posted on December 23, 2016

How to Stop Theft and Fraud: Aging and Your Money

As American's get older, the number of people managing money for family members also increases. Ensuring you have precautions in place to protect your money and your assets is critical. Learn what you can do to start putting those measures in place.

Posted on December 23, 2016

How Honest is that Credit Card Comparison Site

As you watch television, surf the Internet and flip through your favorite magazine, you will undoubtedly see companies advertising that they can show you the best deals in plastic - credit - for you to consider. There are a few reasons to hesitate from relying too much on information that looks like it’s coming from a neutral source. The main one is because the source might not be neutral at all.

Posted on December 23, 2016

Medical Debt, New FICO Score Good News or No News

Last week, FICO, the nation's top credit score provider, announced upcoming changes to the way some debts impact your credit score. This could be good news for thousands of people, if lenders adopt this new model.

Posted on December 23, 2016