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Credit Report

Keeping Up with the New FICO Score

A quick look at the new FICO score along with the other credit scores such as Vantage, that are available to consumers.

Credit Score Comparison: Two Models

A peek into the difference between a Vantage credit score and a FICO credit score.

Getting Out of Debt Success - John

A quick glimpse into one client's journey out of debt.

Understanding Free Credit Reports and Scores

Always the official site to receive a copy of your credit reports, AnnualCreditReport.com is not the only name in the game anymore.

Correcting Your Credit Report

One of the important reasons to check your credit reports is to ensure that the information...

Guide to Consumer Credit Reports: There are More than Three

By now, most of us are familiar with the big three credit reporting agencies, Equifax, Experian and TransUnion. We can receive a free copy of these credit reports, every 12 months through Annual Credit Report.com. But were you aware that there are many other companies who collect and distribute information about our financial habits and other behaviors?

Credit Scores Explained

Credit scores aren’t anything new, but most people still aren’t sure how they’re calculated. What factors are considered when calculating your score? What isn’t a determining factor? This graphic illustrates the five determining factors of a credit score and offers tips on how to improve your own.

Understanding Your Credit Score

Banks, credit card companies and other businesses use credit scores to estimate how likely you are to pay back money you borrow. A higher score makes it easier to qualify for a loan or lower interest rates. Many scores range from 300- 850, but different companies use different ranges.

The Many Different Credit Scores

Infographic from the Consumer Financial Protection Bureau on the many different types of scores and what they are used for.

Your Free Credit Report

How to get your free credit report

Call us at (888) 864-8548

and your counselor will review your credit report, analyze your financial situation and help you find the option that's best for you.