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Personal Finance

5 Holiday Mistakes That Could Cost You

​​​​​​​The holidays are just around the corner, which means it’s time to enjoy vacations, catch up with family and old friends, and eat great food. While the holidays are about quality time and making memories, it’s easy to get caught up with spending money. Here are five holiday mistakes to avoid this year so you can enjoy the season with your finances intact.

7 Ways to Trick Yourself into Saving Money

Whether you want to sock money away for retirement or to cover expenses in case of an emergency, there are many reasons to save money. If you’re not currently setting aside any of your income, it can seem daunting to start. Here are seven simple ways to trick yourself into saving money.

Which Repairs Are Tenants Responsible For?

Most renters assume that nearly every inch of the rental property is the responsibility of the landlord, but this is not the case! Before you are left with a sizable bill you were not anticipating, check out these common repairs that tenants are responsible for.

10 Ways to Save Money at the Pump

Unfortunately, fuel efficiency isn’t set in stone. As time wears on, your vehicle’s performance will decline no matter what model or brand you buy. Buying a car with impressive fuel economy gives you a great head start, but you’ll need to make a conscious effort to keep that number high and prolong time between gas station stops.

6 Discounts You May Be Missing Out On

Many of us enjoy taking advantage of discounts, from coupons to clearance sales at our favorite stores. However, you may be overlooking opportunities to save on everyday items. Here are six discounts you may be missing out on and how you can cash in on these deals.

Should I Repair or Replace?

In today’s culture, it’s common to ditch clothes, electronics and appliances as soon as they start to break down. Sometimes replacement is justified, like if there’s a safety issue or if a newer model is more energy efficient. More often than not, though, we purchase new items due to convenience factors.

Your Money: Identity Theft Protection Services

Identity theft protection services monitor and scan personally identifiable information in credit applications, public records, websites, and other places. These services almost always include a credit monitoring service that monitors your credit history and provides periodic credit scores. In fact, protecting credit is the most common reason people seek out identity theft protection services.

What Every New College Grad Needs to Know About Credit

Higher education is already a financial investment of sorts, but now that you’ve graduated, you need to keep the ball rolling by learning how to achieve a good credit score. Here are some tips to set you up for financial success.

Lessons Learned from Shark Tank

The popular TV show “Shark Tank” also offers some valuable lessons in regards to using your finite monetary resources wisely. Here are their top five tips and tricks for entrepreneurs, but they may apply to your finances or life as well.

Auto Loan: Bank or Dealership

If you are thinking about buying a car, you have probably wondered whether it is better to use dealer financing or finance through a bank or credit union. With dealer-arranged financing, the dealer collects information from you and forwards that information to one or more prospective auto lenders. Alternatively, with bank or other lender financing, you go directly to a bank, credit union, or finance company and apply for a loan. We refer to this type of loan as a “direct loan.” 

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