Ten tips to help prioritize the budget income and expenses.
To help address high interest concerns, we’ve put together a list of some steps people can take to try and bring down rates on existing loans.
If you're considering homeownership in a rural area and think your options are limited due to income or savings, the USDA's Section 502 Direct Loan Program could be a game-changer for you.
High-speed internet service is no longer a luxury, but a necessity for everyone, everywhere. From doing homework to using telehealth, working remotely, connecting with family and friends and more, internet is needed for everyday life.
For many people, the announcement last year that the three major credit reporting agencies would remove paid medical debts from credit reports was a welcome relief. Medical bills and the confusion those bills and insurance cause, has led to many people owing debts they never planned for. Here is an update on the changes to credit reports, credit scores, and how to manage medical bills.
A recent headline from the Consumer Financial Protection Bureau (CFPB) has alerted consumers that another financial institution has been fined for, “Illegally Exploiting Personal Data to Open Sham Accounts for Unsuspecting Customers.” This typically happens when financial institutions incentivize their employees to open new credit and loan accounts and to sell certain financial products. Find out how you can protect yourself.
On November 18, 2021 AFS received two National Awards of Excellence for their work in helping people improve their financial lives.
Homeownership is the American Dream and Gen Zers plan on following that dream sooner rather than later. 52.7% of Gen Zers are viewing homeownership as more of an emotional investment as opposed to a financial asset. 27.2% of Gen Zers cite starting a family as one of their top reasons for seeking homeownership. A lot takes place in a home buying journey, which can make it overwhelming. When trying to figure out where to start, Gen Zers first need to know everything that goes into buying a home. Here are a few things to factor into that decision.
If you or someone you know is facing eviction, and lives in an area where COVID-19 is rapidly spreading, review this information from the Consumer Financial Protection Bureau. Resources and links to determine your counties current COVID status are in this article.
Sometimes in life routines can cause us to overlook areas of spending that are not necessary. However, neglecting these areas can cause a big dent in our budgets and stifle our best attempts to increase savings or bring a budget back on track. Here are some of the most overlooked areas of spending that could be impacting your finances.