Many of us enjoy taking advantage of discounts, from coupons to clearance sales at our favorite stores. However, you may be overlooking opportunities to save on everyday items. Here are six discounts you may be missing out on and how you can cash in on these deals.
When online shopping, it pays to fill your cart and then leave it for a day or two. Nearly 70 percent of consumers abandon their online carts in the hopes of getting a discount, and it seems to work. Many retailers will email you a coupon for 10 to 20 percent off to encourage you to finish the checkout process. This is one instance where patience really does pay off!
Many employers, especially in the retail industry, offer discounts as a perk to their employees. For example, Whole Foods workers get 20 percent off all in-store purchases. Some companies take this a step further and give their workers discounts on everything from cell phones to vacation packages. You may even be able to save money on your rent if you live in a community with a “preferred employer” program.
If you are unsure if your employer offers a discount program, talk to your HR manager. You may be surprised to learn about the money-saving opportunities you have missed out on.
If you own a home or a car or rent an apartment, you likely have insurance. One of the easiest ways to save money is by bundling your policies with one company. Discounts vary but are generally 5 to 25 percent for each policy.
Another benefit of bundling is easier bill management. Most mainstream insurance companies offer online and mobile portals where you can check the status of your policies and make payments. Bundling puts all this information in one place.
You may also be able to get discounts from your insurer based on your habits. “Good driving discounts” are common, as are those for drivers over a certain age.
Many companies, including TV providers and gyms, offer discounts to customers who refer friends and family to use their service. Depending on how many people you refer, you could save hundreds or even thousands of dollars per year on the products and services you use daily.
With Facebook and Instagram becoming more ubiquitous, many businesses now have a social media presence and are using it to their advantage to attract customers. While some companies will target you through specially placed ads, others are simply including coupons and discounts in their regular content. Following your favorite stores and restaurants on social media could net you some big savings.
Companies want your feedback, and they will even pay you for it. When you shop or dine, check your receipt for a link to an online customer survey. Completing it may save you a few dollars on your next purchase or get you a free item on your next visit.
Saving money is an admirable goal many of us strive for, but sometimes you need help to keep your finances on track. The certified credit counselors at American Financial Solutions can work with you to develop a plan for managing your debt so you can take control of your financial success. Call (888) 864-8548 or get in touch with one of our counselors online.