We use cookies to improve user experience and analyze website traffic. Read about how we use cookies and how you can control them by clicking "Privacy Preferences".

Privacy Preferences I Agree

Privacy Preferences

When you visit any website, it may store or retrieve information through your browser, usually in the form of cookies. Since we respect your right to privacy, you can choose not to permit data collection from certain types of services. However, not allowing these services may impact your experience. By submitting your privacy preferences, we will place a cookie on your computer to remember your preferences. This will reset under the following conditions: it expires after 180 days, you clear your internet history, or you switch to a different browser or device.


Manage Your Debt - Let's Explore Your Options

  GET STARTED NOW

Personal Finance

A Quick Guide to Prioritizing Income and Expenses

Ten tips to help prioritize the budget income and expenses.

How to Get a Lower Interest Rate on a Loan

To help address high interest concerns, we’ve put together a list of some steps people can take to try and bring down rates on existing loans.

Interested in Living Rural? Check Out a USDA 502 Direct Home Loan

If you're considering homeownership in a rural area and think your options are limited due to income or savings, the USDA's Section 502 Direct Loan Program could be a game-changer for you.

Connecting Eligible Households to the Internet

High-speed internet service is no longer a luxury, but a necessity for everyone, everywhere. From doing homework to using telehealth, working remotely, connecting with family and friends and more, internet is needed for everyday life.

How Medical Debt Does and Does Not Impact Your Credit Report or Score

For many people, the announcement last year that the three major credit reporting agencies would remove paid medical debts from credit reports was a welcome relief. Medical bills and the confusion those bills and insurance cause, has led to many people owing debts they never planned for. Here is an update on the changes to credit reports, credit scores, and how to manage medical bills.

Protect Yourself from Financial Institution Fraud

A recent headline from the Consumer Financial Protection Bureau (CFPB) has alerted consumers that another financial institution has been fined for, “Illegally Exploiting Personal Data to Open Sham Accounts for Unsuspecting Customers.” This typically happens when financial institutions incentivize their employees to open new credit and loan accounts and to sell certain financial products. Find out how you can protect yourself.

American Financial Solutions Recognized with Awards of Excellence

On November 18, 2021 AFS received two National Awards of Excellence for their work in helping people improve their financial lives.

How Gen Zers Can Prepare for Homeownership

Homeownership is the American Dream and Gen Zers plan on following that dream sooner rather than later. 52.7% of Gen Zers are viewing homeownership as more of an emotional investment as opposed to a financial asset. 27.2% of Gen Zers cite starting a family as one of their top reasons for seeking homeownership. A lot takes place in a home buying journey, which can make it overwhelming. When trying to figure out where to start, Gen Zers first need to know everything that goes into buying a home. Here are a few things to factor into that decision.

What the new CDC eviction moratorium means for you

If you or someone you know is facing eviction, and lives in an area where COVID-19 is rapidly spreading, review this information from the Consumer Financial Protection Bureau. Resources and links to determine your counties current COVID status are in this article.

Missing Money; Subscriptions, Free Trials and Other Places to Check for Leaks

Sometimes in life routines can cause us to overlook areas of spending that are not necessary. However, neglecting these areas can cause a big dent in our budgets and stifle our best attempts to increase savings or bring a budget back on track. Here are some of the most overlooked areas of spending that could be impacting your finances.

Call us at (888) 864-8548

and your counselor will review your credit report, analyze your financial situation and help you find the option that's best for you.