EveryoneÂ has a defined budget he or she can allocate toward a remodeling or updating project. Even if funds were unlimited, it's still in a everyone's best interest to secure the best value for each dollar invested in a remodeling project, ultimately improving the beauty, comfort and,Â value of the home.
For many of us the term neobank is unfamiliar, but mention online only banking and â€œfintechâ€ and the picture begins to get clearer. A neobank is a is a type ofÂ bankÂ that operates exclusively online without physicalÂ branch networks. Some neobanks operate in partnership with a traditional bank and others are financial technology companies that offer bank like services. The latter is important to understand.
Here are some ideas on how to use tax refunds and economic stimulus money to improve a financial situation.
The DTI is the percentage of our income that goes toward paying our monthly debts. These ratios can often be overlooked as many people assume that a good credit score and income are the only two elements taken into consideration when seeking to purchase a home, car, or even to open a credit card. However, for many lenders, a good report and credit score are not enough to be considered a suitable candidate.
For many people, the month of February 2021 will mark the end of their mortgage forbearance under the CARES Act. This leaves many questions about how to manage missed payments and what will happen if someone cannot pay those accumulated amounts. This article will help explain the choices people have to manage their mortgages.
Itâ€™s always the right time to create a saving and spending plan (aka a budget). Itâ€™s also a good idea to revisit that plan annually or when a major shift occurs in your income or expenses.
Although November 27th is the traditional kick off of the holiday season, decorations of all kinds are already flooding the retail stores and advertisers are working hard to put us in the â€œspending moodâ€ earlier and earlier every year. This creates an opportunity to make a spending plan that will get us through the season and help keep it meaningful.
What you need to know about the national eviction moratorium and how to ensure you are protected. LInks to sample document to provide to landlords.
This video covers difference in popular credit score models FICO and VantageScore and a quick overview of sites where you can obtain a free credit report or score.