Budgeting

NFCC Challenges Americans to Declare Financial Independence This Fourth of July

What can you do to free yourself from debt this 4th of July holiday? Get the tools and the help you need to free yourself from debt.

Posted on December 23, 2016

Five Financial Tips When Leaving School

As we have officially moved from spring to summer, many students have just graduated and many more are taking a well-earned break from college. Whether you are done for now or finished completely, there are some things you can do to make sure you keep your control of your finances and stay on top of any student loans you have received. Below are four easy steps you can take to avoid financial trouble.

Posted on December 23, 2016

Quick Guide to Better Credit

One of the common questions we are asked is how to improve a credit report. While there are no quick fixes to credit that is less than perfect, there are things you can do to help it over time. This primer is meant to hit the highlights of building good credit.

Posted on December 23, 2016

Good Driving Record, but High Insurance? It May be Your Credit

You don’t have to be a math genius to know that every time you pay off a credit card debt you have more money available to spend. But there is also a chance that paying off that debt will also help the price of a one major, necessary bill, go down as well.

Posted on December 23, 2016

One Small Step for You, One Giant Step for Your Money

No matter where you are in your path to fixing or improving your financial situation, there is always more you can do and it doesn’t have to be a lot. The journey to financial stability starts with one small step. And once you’ve made that one small step, then you’re ready to make another.

Posted on December 23, 2016

Debt Relief, How to Tell the Good Guys from the Bad Guys

Recent news that a payment processing company agreed to pay more than $1 million to settle a Federal Trade Commission (FTC) complaint is a reminder to all of us to be careful when considering companies or organizations that say they will help you reduce your debt. There are legitimate organizations that will help you, but it can be difficult to tell the difference between a legitimate service and a scam without gathering some information up front.

Posted on December 23, 2016

A Meaningful, Low Cost Father’s Day

Once again we see the signs: from automobiles to barbecues and clothing to tools, the ads are everywhere telling us to buy, buy, buy to show our fathers, grandfathers and husbands how much we love them. But what does that really say? The only way I can really show that I value you is through merchandise. Yet, we all know that isn’t true.

Posted on December 23, 2016

Vacation in the future? Budget First, then Shop

If there is one rule that applies to nearly every situation in which you find yourself either needing or wanting to spend, it is the rule that you should first budget before you shop. Vacations follow that same rule.

Posted on December 23, 2016

Five Tips For Asking a Creditor for a Break

Sometimes the key to reducing fees and interest on an account is simply asking the creditor. Here are some tips on how to pose that question.

Posted on December 23, 2016

Nine Tips to Save Energy and Money This Summer

Some parts of the U.S. are already experiencing summertime weather, so it’s a good time to discuss a few ways to not only conserve energy and help keep the power grid operating, but also to save yourself some money.

Posted on December 23, 2016