The news that lenders are sending offers to riskier borrowers should remind you of one truth we all should have learned from the financial crisis seven years ago; just because you can borrow money doesnâ€™t mean you should.
Put the lighter down this year. Let someone else put on the show. Youâ€™ve got another kind of independence to celebrate. Before you go out and spend money on fireworks this year, let us propose a few alternatives.
What can you do to free yourself from debt this 4th of July holiday? Get the tools and the help you need to free yourself from debt.
As we have officially moved from spring to summer, many students have just graduated and many more are taking a well-earned break from college. Whether you are done for now or finished completely, there are some things you can do to make sure you keep your control of your finances and stay on top of any student loans you have received. Below are four easy steps you can take to avoid financial trouble.
One of the common questions we are asked is how to improve a credit report. While there are no quick fixes to credit that is less than perfect, there are things you can do to help it over time. This primer is meant to hit the highlights of building good credit.
You donâ€™t have to be a math genius to know that every time you pay off a credit card debt you have more money available to spend. But there is also a chance that paying off that debt will also help the price of a one major, necessary bill, go down as well.
No matter where you are in your path to fixing or improving your financial situation, there is always more you can do and it doesnâ€™t have to be a lot. The journey to financial stability starts with one small step. And once youâ€™ve made that one small step, then youâ€™re ready to make another.
Recent news that a payment processing company agreed to pay more than $1 million to settle a Federal Trade Commission (FTC) complaint is a reminder to all of us to be careful when considering companies or organizations that say they will help you reduce your debt. There are legitimate organizations that will help you, but it can be difficult to tell the difference between a legitimate service and a scam without gathering some information up front.
If there is one rule that applies to nearly every situation in which you find yourself either needing or wanting to spend, it is the rule that you should first budget before you shop. Vacations follow that same rule.
Sometimes the key to reducing fees and interest on an account is simply asking the creditor. Here are some tips on how to pose that question.