Budgeting

Gift Giving on a Budget

As the holiday season approaches, do you find yourself looking forward to the festivities, but concerned about the impact on your wallet? You are not alone. By doing some planning now, you can simplify your gift giving. Here are ten ways you can enjoy this special time of year and keep spending in check.

Posted on November 7, 2018

5 Holiday Mistakes That Could Cost You

​​​​​​​The holidays are just around the corner, which means it’s time to enjoy vacations, catch up with family and old friends, and eat great food. While the holidays are about quality time and making memories, it’s easy to get caught up with spending money. Here are five holiday mistakes to avoid this year so you can enjoy the season with your finances intact.

Posted on November 7, 2018

7 Surprising Budget Bursting Spending Habits

Life’s small pleasures can come back to bite you. Treating yourself occasionally isn’t inherently bad. Doing so frequently, however, can put a dent in your bank account and ruin your best attempts at budgeting. These are some common spending habits that may be busting your budget.

Posted on September 5, 2018

5 Reasons Your Grocery Bill is High & How to Lower It

When it comes to expenses, food is a necessary one. If you’ve already cut back on discretionary spending, like daily coffee runs or monthly manicures, but are still struggling to make ends meet, you may want to look at your grocery bill. While you can’t cut out food completely, you can optimize your spending in a way that works for your budget. Here are a few reasons your grocery bill may be high and some easy ways to reduce your spending.

Posted on July 2, 2018

Making Money From Home

Whether you’re looking for another way to earn cash or you just want to get away from the traditional, regimented, nine-to-five lifestyle, there are a surprising number of ways you can supplement your income from the comfort of your own home.

Posted on May 18, 2018

3 Programs That Can Help Reduce Your Student Loan Debt

The following programs are some of the most frequently used options for eliminating or reducing student loan debt. All these loan forgiveness and repayment options have qualifications that must be met, so contact an American Financial Solutions student loan counselor today to find out if you may qualify.

Posted on May 18, 2018

How to Invest Smarter, Not Harder

Consider these investment tips to ensure the money you work hard for is also working hard for you.

Posted on April 5, 2018

The Magic of the 70-20-10 Rule

The 70-20-10 Rule is a simple way of dividing your monthly income into percentages and allocating the amounts into three categories to help save money while still covering every-day expenses and debts.

Posted on April 5, 2018

How to Merge Money Matters After Tying the Knot

The marriage process doesn’t end when you cut the cake or make the toast, though. Married couples should take the time to marry their finances as well.

Posted on March 1, 2018

How to Have Fun on a No-Spend Weekend

During a “No-Spend Weekend,” the challenge is simple: avoid spending any money and see just how much fun you can still have on a limited budget.

Posted on March 1, 2018