Life's small pleasures can come back to bite you. Treating yourself occasionally isn't inherently bad. Doing so frequently, however, can put a dent in your bank account and ruin your best attempts at budgeting. These are some common spending habits that may be busting your budget.
When it comes to expenses, food is a necessary one. If youâ€™ve already cut back on discretionary spending, like daily coffee runs or monthly manicures, but are still struggling to make ends meet, you may want to look at your grocery bill. While you canâ€™t cut out food completely, you can optimize your spending in a way that works for your budget. Here are a few reasons your grocery bill may be high and some easy ways to reduce your spending.
The following programs are some of the most frequently used options for eliminating or reducing student loan debt. All these loan forgiveness and repayment options have qualifications that must be met, so contact an American Financial Solutions student loan counselor today to find out if you may qualify.
Whether youâ€™re looking for another way to earn cash or you just want to get away from the traditional, regimented, nine-to-five lifestyle, there are a surprising number of ways you can supplement your income from the comfort of your own home.
Consider these investment tips to ensure the money you work hard for is also working hard for you.
The 70-20-10 Rule is a simple way of dividing your monthly income into percentages and allocating the amounts into three categories to help save money while still covering every-day expenses and debts.
During a â€œNo-Spend Weekend,â€ the challenge is simple: avoid spending any money and see just how much fun you can still have on a limited budget.
The marriage process doesnâ€™t end when you cut the cake or make the toast, though. Married couples should take the time to marry their finances as well.
To increase your standard of living, you'll need to put money toward savings and investments after paying your bills. These 5 steps you can take right now to start putting yourself in a better financial position. With any luck, you'll be the next millennial millionaire.
With a net worth of $81 billion, Warren Buffett is the third richest person in the world behind Bill Gates and Amazon owner, Jeff Bezos. Despite his massive wealth, he can be surprisingly frugal, and anyone can implement his investment ideology, no matter their background.