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Confused about the proposed 10% credit card interest rate cap? This article breaks down what’s really happening—why no legal cap exists yet, why lenders aren’t lowering rates, what Congress is considering, and what consumers should do now. Learn how to protect yourself from high?interest debt and where to get real help today.
Earned wage access services, which allow workers to get their paychecks early, often end up costing more than people realize and can trap users in a difficult cycle.
Learn how to spot scams in 2026, including AI voice fraud, spoofed caller ID, fake loan offers, student loan scams, and tips to protect your money and identity.
Discover five simple financial habits that build long-term stability, reduce stress, and strengthen financial confidence — even on a tight budget. Practical tips anyone can start today.
Learn what truly impacts your credit score in 2026 — including payment history, utilization, medical debt changes, rent reporting, and new credit trends.
Learn how Black Friday flash sales and FOMO influence overspending — and why many “deals” aren’t real discounts. Discover practical tips to stay debt-free this holiday season and get support from certified credit counselors.
With no immediate end in sight for the partial government shutdown, more than 800,000 federal workers nationwide will be without a paycheck this Friday. This will be the first payroll distribution affected by the shutdown. The road to financial recovery may be very long, for some. In an effort to assist those effected by the shutdown, American Financial Solutions has put together this list of tips for surviving the shutdown.
We know things are already starting to feel tough. Our team is fielding calls from people...
Times may feel uncertain right now, and many people are worried about how to keep up...
Find out where to check your credit score for free and what type of score you’ll see.
Call us at (888) 864-8548
and your counselor will review your credit report, analyze your financial situation and help you find the option that's best for you.
