American Financial Solutions Blog
Guide to Consumer Credit Reports: There are More than Three
By now, most of us are familiar with the big three credit reporting agencies, Equifax, Experian and TransUnion. We can receive a free copy of these credit reports, every 12 months through Annual Credit Report.com. But were you aware that there are many other companies who collect and distribute information about our financial habits and other behaviors?
Posted on February 4, 2019
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Four Tips for Surviving the Government Shutdown
With no immediate end in sight for the partial government shutdown, more than 800,000 federal workers nationwide will be without a paycheck this Friday. This will be the first payroll distribution affected by the shutdown. The road to financial recovery may be very long, for some. In an effort to assist those effected by the shutdown, American Financial Solutions has put together this list of tips for surviving the shutdown.
Posted on January 10, 2019
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Gift Giving on a Budget
As the holiday season approaches, do you find yourself looking forward to the festivities, but concerned about the impact on your wallet? You are not alone. By doing some planning now, you can simplify your gift giving. Here are ten ways you can enjoy this special time of year and keep spending in check.
Posted on November 7, 2018
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5 Holiday Mistakes That Could Cost You
The holidays are just around the corner, which means it’s time to enjoy vacations, catch up with family and old friends, and eat great food. While the holidays are about quality time and making memories, it’s easy to get caught up with spending money. Here are five holiday mistakes to avoid this year so you can enjoy the season with your finances intact.
Posted on November 7, 2018
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Buying in Bulk: Worth It, Or Not?
If you’re serious about saving a buck here and there, you’ve probably heard about the magic of bulk buying. Unfortunately, bulk buying is also an easy way to lose money if you don’t purchase your items strategically.
Posted on October 10, 2018
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How to Furnish Your Home Without Breaking the Bank
Furniture can be affordable if you know where to look. That’s good news, since the average renter spends $8,176 furnishing their apartment and homeowners spend even more. The following tips can help you slash your furniture spending by hundreds or thousands of dollars.
Posted on October 10, 2018
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Which Repairs Are Tenants Responsible For?
Most renters assume that nearly every inch of the rental property is the responsibility of the landlord, but this is not the case! Before you are left with a sizable bill you were not anticipating, check out these common repairs that tenants are responsible for.
Posted on October 10, 2018
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7 Ways to Trick Yourself into Saving Money
Whether you want to sock money away for retirement or to cover expenses in case of an emergency, there are many reasons to save money. If you’re not currently setting aside any of your income, it can seem daunting to start. Here are seven simple ways to trick yourself into saving money.
Posted on October 10, 2018
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Credit Scores Explained
Credit scores aren’t anything new, but most people still aren’t sure how they’re calculated. What factors are considered when calculating your score? What isn’t a determining factor? This graphic illustrates the five determining factors of a credit score and offers tips on how to improve your own.
Posted on October 10, 2018
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Why You Should Make More Than the Minimum Payment on Your Credit Card
It’s easy to get caught in the trap of making the minimum payment on your credit card. Usually, this payment is manageable, and it staves off late charges for at least another month. However, minimum payments don’t prevent interest from compiling on the balance you’re carrying.
Posted on September 5, 2018
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