American Financial Solutions Blog

Are You and Your Future Spouse on the Same Page About Finances?

The most stereotypical, pre-marriage conversation that can make or break a relationship is generally about children. A conversation many couples unfortunately neglect is one regarding financial goals, which is too bad considering money can be one of the most contentious aspects of marriage. A study performed by Utah State University found couples who argued about finances at least once a week were more than 30 percent more likely to divorce.1 Their survey examined a variety of indicators to determine which aspects of marital discord were the most reliable forecaster for divorce. Of all the potential disputes analyzed–ranging from sex and quality time spent together to in-laws and household chores–disagreements about finances turned out to be the most accurate signal that divorce was a likely outcome.

Posted on October 24, 2017

Where Should My Extra Money Go

Where Should My Extra Money Go - American Financial Solutions from American Financial Solutions Download the SlideShare here.

Posted on October 24, 2017

Student Loans, Who do You Owe

A quick guide on how to determine the type of loan you have and the servicer of your student loan.

Posted on October 10, 2017

Picture of Client Success on a Debt Management Plan

Info-graphic summary of one client's experience on a debt management plan. Get out of debt.

Posted on October 4, 2017

Your Five-Step Blended Retirement System Checklist to Success

The new Blended Retirement System (BRS) is coming in January 2018! If you’re feeling a little overwhelmed or unsure about the BRS, that’s okay. It’s natural. Deciding whether the BRS is right for you is a big financial one-size-does-not-fit-all decision that has big implications on your military retirement.

Posted on September 21, 2017

Saving Money Month-to-Month

All too often, it may feel like your paycheck disappears as quickly as it gets deposited. Between groceries, bills and the occasional personal purchase, there often seems to be more month than money, leading Americans to look for ways to save their pennies. Those looking to save more money...

Posted on September 13, 2017

Teaching Kids About Financial

Teaching Kids About Finance from American Financial Solutions

Posted on September 13, 2017

Dream of Retirement? You Should! But It’s Expensive.

A recent Merrill Lynch Finances in Retirement survey found that the average cost of retirement for a U.S. worker, as of March 2017, was a staggering $738,400. Another survey by Fidelity estimates that a couple who retired at 65 have, on average, $260,000 of health care costs during retirement.

Posted on August 9, 2017

How to Start Managing Your Retirement Savings

Saving can seem like a daunting task, especially if you’re not entirely confident in your investing abilities or secure in your current financial situation, but that doesn’t mean you shouldn’t try. There is rarely universal agreement among financial and investment professionals, so the fact that everyone says you should save for retirement, preferably as early as possible, should be a pretty clear indicator that it’s a good idea.

Posted on August 9, 2017

Important Lending Protections for Military, The Military Lending Act

The Military Lending Act (MLA) says that you can’t be charged an interest rate higher than 36% on most types of consumer loans and provides other significant rights.

Posted on August 7, 2017