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American Financial Solutions Blog

Guide to Credit Counseling Services

Credit counseling organizations can advise you on your money and debts, help you with a budget, offer money management workshops and much more.

An Extra $25 a Month Can Save You $2,000 and 18 years on Credit Card Debt

Sometimes people assume you need to make huge extra payments in order to pay off debt quicker. The reality is that making small increases in payments, can go a long way in knocking out debt sooner!

Holiday Fun that Will Save You Money

For those committed to living on a budget, you don’t have to sacrifice the joy of the holiday season just because you’re spending less money. If you are having guests at your home over the holidays, you can make the day a memorable one, in a good way, on a reasonable budget.

Credit Score Comparison: Two Models

A peek into the difference between a Vantage credit score and a FICO credit score.

Your Credit Score Boost

You may have seen the ads, “Boost your FICO® credit score with Experian. Only Experian can raise your FICO® Score instantly.” FICO® is the most widely used credit score in lending and is the score you want to know if you are getting ready to borrow money for a home, a car or even to open a credit card. So how does Experian Boost work and does it work?

Becky House is NFCC Financial Educator of the Year

Becky House has been named the 2019 NFCC Financial Educator of the Year. House joined NFCC member American Financial Solutions (AFS) in 2001 as a credit counselor and has advanced to leading financial education programs locally and nationally for AFS and its partners.

Retirement Planning in Your 20's

Waiting too long to start planning your retirement can be a huge mistake. Here are some tips and facts to help you prepare.

Back to School Savings 2019

Tips for saving on back to school supplies, clothing, technology and more!

A True Tale of Two Debt Tacklers

One couple's small changes allow them to get out of debt in just 53 months.

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and your counselor will review your credit report, analyze your financial situation and help you find the option that's best for you.