American Financial Solutions Blog
Why You Should Make More Than the Minimum Payment on Your Credit Card
It’s easy to get caught in the trap of making the minimum payment on your credit card. Usually, this payment is manageable, and it staves off late charges for at least another month. However, minimum payments don’t prevent interest from compiling on the balance you’re carrying.
Posted on September 5, 2018
Share this post:
6 Discounts You May Be Missing Out On
Many of us enjoy taking advantage of discounts, from coupons to clearance sales at our favorite stores. However, you may be overlooking opportunities to save on everyday items. Here are six discounts you may be missing out on and how you can cash in on these deals.
Posted on September 5, 2018
Share this post:
10 Ways to Save Money at the Pump
Unfortunately, fuel efficiency isn’t set in stone. As time wears on, your vehicle’s performance will decline no matter what model or brand you buy. Buying a car with impressive fuel economy gives you a great head start, but you’ll need to make a conscious effort to keep that number high and prolong time between gas station stops.
Posted on September 5, 2018
Share this post:
7 Surprising Budget Bursting Spending Habits
Life’s small pleasures can come back to bite you. Treating yourself occasionally isn’t inherently bad. Doing so frequently, however, can put a dent in your bank account and ruin your best attempts at budgeting. These are some common spending habits that may be busting your budget.
Posted on September 5, 2018
Share this post:
Should I Repair or Replace?
In today’s culture, it’s common to ditch clothes, electronics and appliances as soon as they start to break down. Sometimes replacement is justified, like if there’s a safety issue or if a newer model is more energy efficient. More often than not, though, we purchase new items due to convenience factors.
Posted on September 5, 2018
Share this post:
Your Money: Identity Theft Protection Services
Identity theft protection services monitor and scan personally identifiable information in credit applications, public records, websites, and other places. These services almost always include a credit monitoring service that monitors your credit history and provides periodic credit scores. In fact, protecting credit is the most common reason people seek out identity theft protection services.
Posted on August 21, 2018
Share this post:
7 Things That Won't Affect Your Credit Score
It’s true that missing the due date on some of your bills will damage your credit score, but there are some financial transactions that don’t have any effect, either good or bad.
Posted on August 10, 2018
Share this post:
3 Ways to Challenge a Student Loan Wage Garnishment
The federal government can garnish 15 percent of your wages administratively – meaning they do not have to successfully take you to court like private lenders must to collect your pay. Even parents who took out loans for their children or cosigners are at risk of having wages garnished if the loan goes into default.
Posted on August 10, 2018
Share this post:
5 Signs You Are Financially Ready to Start a Family
While there is no one-size-fits-all answer – and you might never feel truly prepared – these five signs could indicate you are financially ready for a family.
Posted on August 10, 2018
Share this post:
How to Avoid Common Credit Card Fees
What often goes overlooked when people sign credit card agreements is the list of potential fees their card can accrue. Different cards have different kinds of fees, but luckily, many of them are preventable. These are some of the most common credit card fees and how to avoid them.
Posted on July 2, 2018
Share this post: