Your 2026 Credit Score Playbook: What Really Moves the Needle
Learn what truly impacts your credit score in 2026 — including payment history, utilization, medical debt changes, rent reporting, and new credit trends.
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Flash Sales and FOMO: Why Black Friday Makes Us Spend More — And How to Stop Holiday Deals from Turning into Debt
Learn how Black Friday flash sales and FOMO influence overspending — and why many “deals” aren’t real discounts. Discover practical tips to stay debt-free this holiday season and get support from certified credit counselors.
Four Tips for Surviving the Government Shutdown
With no immediate end in sight for the partial government shutdown, more than 800,000 federal workers nationwide will be without a paycheck this Friday. This will be the first payroll distribution affected by the shutdown. The road to financial recovery may be very long, for some. In an effort to assist those effected by the shutdown, American Financial Solutions has put together this list of tips for surviving the shutdown.
Shutdown Survival: Key Facts for Federal Workers and Contractor
We know things are already starting to feel tough. Our team is fielding calls from people...
Staying Steady in Uncertain Financial Times
Times may feel uncertain right now, and many people are worried about how to keep up...
Free Credit Scores: Where to Get Them and What They Mean
Find out where to check your credit score for free and what type of score you’ll see.
Credit Counseling vs. Debt Settlement: What’s the Difference?
When you’re facing debt, it’s important to understand the difference between trusted, nonprofit credit counseling and...
Emergency Savings vs. Debt Repayment: Where to Invest First
Life is full of financial surprises. Unexpected medical bills, car repairs, or changes in employment can...
How to Pay Off Debt Faster: 7 Budgeting Hacks to Accelerate Debt Repayment
If you’re carrying debt, you’re not powerless or alone. With the right budgeting strategies, you can...
Understanding Your Credit Score
Your credit score is a snapshot of your financial trustworthiness and stability. Lenders, landlords, and even...