American Financial Solutions Blog
7 Surprising Budget Bursting Spending Habits
Life’s small pleasures can come back to bite you. Treating yourself occasionally isn’t inherently bad. Doing so frequently, however, can put a dent in your bank account and ruin your best attempts at budgeting. These are some common spending habits that may be busting your budget.
Posted on September 5, 2018
Share this post:
Should I Repair or Replace?
In today’s culture, it’s common to ditch clothes, electronics and appliances as soon as they start to break down. Sometimes replacement is justified, like if there’s a safety issue or if a newer model is more energy efficient. More often than not, though, we purchase new items due to convenience factors.
Posted on September 5, 2018
Share this post:
Your Money: Identity Theft Protection Services
Identity theft protection services monitor and scan personally identifiable information in credit applications, public records, websites, and other places. These services almost always include a credit monitoring service that monitors your credit history and provides periodic credit scores. In fact, protecting credit is the most common reason people seek out identity theft protection services.
Posted on August 21, 2018
Share this post:
7 Things That Won't Affect Your Credit Score
It’s true that missing the due date on some of your bills will damage your credit score, but there are some financial transactions that don’t have any effect, either good or bad.
Posted on August 10, 2018
Share this post:
3 Ways to Challenge a Student Loan Wage Garnishment
The federal government can garnish 15 percent of your wages administratively – meaning they do not have to successfully take you to court like private lenders must to collect your pay. Even parents who took out loans for their children or cosigners are at risk of having wages garnished if the loan goes into default.
Posted on August 10, 2018
Share this post:
5 Signs You Are Financially Ready to Start a Family
While there is no one-size-fits-all answer – and you might never feel truly prepared – these five signs could indicate you are financially ready for a family.
Posted on August 10, 2018
Share this post:
How to Avoid Common Credit Card Fees
What often goes overlooked when people sign credit card agreements is the list of potential fees their card can accrue. Different cards have different kinds of fees, but luckily, many of them are preventable. These are some of the most common credit card fees and how to avoid them.
Posted on July 2, 2018
Share this post:
What Every New College Grad Needs to Know About Credit
Higher education is already a financial investment of sorts, but now that you’ve graduated, you need to keep the ball rolling by learning how to achieve a good credit score. Here are some tips to set you up for financial success.
Posted on July 2, 2018
Share this post:
5 Reasons Your Grocery Bill is High & How to Lower It
When it comes to expenses, food is a necessary one. If you’ve already cut back on discretionary spending, like daily coffee runs or monthly manicures, but are still struggling to make ends meet, you may want to look at your grocery bill. While you can’t cut out food completely, you can optimize your spending in a way that works for your budget. Here are a few reasons your grocery bill may be high and some easy ways to reduce your spending.
Posted on July 2, 2018
Share this post:
Beginner’s Guide to Financial Jargon
If you’re new to the financial realm, here are some of the more common financial terms explained so you can get the most out of your money.
Posted on June 12, 2018
Share this post: