"Get Paid Daily" Sounds Great-But Is It Costing You More Than You Think?
Earned wage access services, which allow workers to get their paychecks early, often end up costing more than people realize and can trap users in a difficult cycle.
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Learn. Plan. Thrive. Financial Workshops and Counseling for Your Community!
Money impacts every aspect of our lives—from paying rent to pursuing career goals. Yet, financial education is often overlooked in spaces where it’s needed most: workplaces, workforce development programs, and community organizations (including college campuses). At American Financial Solutions, we provide FREE financial education classes tailored to meet the needs of specific audiences. Whether that is employees, college students, or community groups, our approach recognizes that everyone comes to financial education with different backgrounds.
A Quick Guide to Prioritizing Income and Expenses
Ten tips to help prioritize the budget income and expenses.
How to Get a Lower Interest Rate on a Loan
To help address high interest concerns, we’ve put together a list of some steps people can take to try and bring down rates on existing loans.
Interested in Living Rural? Check Out a USDA 502 Direct Home Loan
If you're considering homeownership in a rural area and think your options are limited due to income or savings, the USDA's Section 502 Direct Loan Program could be a game-changer for you.
Connecting Eligible Households to the Internet
High-speed internet service is no longer a luxury, but a necessity for everyone, everywhere. From doing homework to using telehealth, working remotely, connecting with family and friends and more, internet is needed for everyday life.
How Medical Debt Does and Does Not Impact Your Credit Report or Score
For many people, the announcement last year that the three major credit reporting agencies would remove paid medical debts from credit reports was a welcome relief. Medical bills and the confusion those bills and insurance cause, has led to many people owing debts they never planned for. Here is an update on the changes to credit reports, credit scores, and how to manage medical bills.
Protect Yourself from Financial Institution Fraud
A recent headline from the Consumer Financial Protection Bureau (CFPB) has alerted consumers that another financial institution has been fined for, “Illegally Exploiting Personal Data to Open Sham Accounts for Unsuspecting Customers.” This typically happens when financial institutions incentivize their employees to open new credit and loan accounts and to sell certain financial products. Find out how you can protect yourself.
American Financial Solutions Recognized with Awards of Excellence
On November 18, 2021 AFS received two National Awards of Excellence for their work in helping people improve their financial lives.
What the new CDC eviction moratorium means for you
If you or someone you know is facing eviction, and lives in an area where COVID-19 is rapidly spreading, review this information from the Consumer Financial Protection Bureau. Resources and links to determine your counties current COVID status are in this article.