Seven Things That Won't Affect Your Credit Score
It' s true that missing the due date on some of your bills will damage your credit score, but there are some financial transactions that don't have any effect, either good or bad.
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Neobanks, Your Money and What to Look For in Safety
For many of us the term neobank is unfamiliar, but mention online only banking and “fintech†and the picture begins to get clearer. A neobank is a is a type of bank that operates exclusively online without physical branch networks. Some neobanks operate in partnership with a traditional bank and others are financial technology companies that offer bank like services. The latter is important to understand.
Precision Tuned Budget, Maximize Stimulus and Refund Money
Here are some ideas on how to use tax refunds and economic stimulus money to improve a financial situation.
Preparing for a Financial Emergency 5 tips for building (or rebuilding) your emergency savings
(Family Features) The new year provides an opportunity to re-evaluate different aspects of your life, and...
Debt-to-Income Ratio: The Other Financial Health Metric
The DTI is the percentage of our income that goes toward paying our monthly debts. These ratios can often be overlooked as many people assume that a good credit score and income are the only two elements taken into consideration when seeking to purchase a home, car, or even to open a credit card. However, for many lenders, a good report and credit score are not enough to be considered a suitable candidate.
Preparing for the End of the Mortgage Forbearance Under the CARES Act; Options for Homeowners
For many people, the month of February 2021 will mark the end of their mortgage forbearance under the CARES Act. This leaves many questions about how to manage missed payments and what will happen if someone cannot pay those accumulated amounts. This article will help explain the choices people have to manage their mortgages.
Budget For The Holidays
Although November 27th is the traditional kick off of the holiday season, decorations of all kinds are already flooding the retail stores and advertisers are working hard to put us in the “spending mood†earlier and earlier every year. This creates an opportunity to make a spending plan that will get us through the season and help keep it meaningful.
Steps to Take to be Covered by the National Eviction Moratorium
What you need to know about the national eviction moratorium and how to ensure you are protected. LInks to sample document to provide to landlords.
Credit Scores and Options for Free Credit Reports
This video covers difference in popular credit score models FICO and VantageScore and a quick overview of sites where you can obtain a free credit report or score.
Choosing Your Free Credit Report
It is always a good time to check your credit report, but which free source should you choose? Here is a list and some things to look for before you provide your personal information.