Financial literacy

Get Rich Quick, How to Tell if It Is Real

We've all had the pitch, "do what I do and you'll make thousands of dollars a month." Are any of these schemes real and how can we tell?

Posted on December 23, 2016

Happy 4th of July from our Family to Yours!

Happy 4th of July from our Family to Yours!

Posted on December 23, 2016

American Financial Solutions Clients Highlighted in National Campaign

The National Foundation for Credit Counseling® (NFCC) today announced the six-month activity report of the Sharpen Your Financial Focus program. To date, more than 20,000 consumers from a diverse array of states have enrolled in the program, and have completed at least two of the three steps to increase their financial situations.

Posted on December 23, 2016

Personal Money Management Quiz

It’s Financial Literacy month! Start out with a quick personal finance habit assessment and then visit our main page and click on MyMoneyCheckUp to complete a free, full financial review!

Posted on December 23, 2016

No Interest! 90-days Same as Cash! A Money Saving Deal for Purchases?

You’ve seen the advertisements offering 30 days, 90 days, 18 months “same as cash” sales. The enticement is that as long as you pay it off within that time frame, you can buy something on credit and not pay interest.  If you want something bad enough you might be...

Posted on December 23, 2016

Ask yourself what you deserve more

When you are in a department store, eyeing a new shirt or skirt or pair of shoes for your wardrobe, one of the messages you might tell yourself is, “I deserve this.” We won’t argue with that. You do deserve it. But you deserve something else, too, the peace of...

Posted on December 23, 2016

Baby Steps in Helping Someone Establish Good Credit

If you are a parent of an older teen or adult child and the idea of them walking around with a credit card scares you, there is good reason. Anyone using credit and debt without a proper appreciation for the pitfalls can find themselves on a disastrous date with...

Posted on December 23, 2016

Tips for how to burn through your money quickly

So you’ve found yourself with extra walking around money lately and you really don’t like that feeling. By following just a few easy methods you can make yourself feel better by getting that money into someone else’s pocket where it belongs. First, when you have to spend cash, try to...

Posted on December 23, 2016

You don't have to wait 30 years to pay off your mortgage

Your parents, or maybe your grandparents, might have been frugal enough to have a mortgage burning party. While some financial advisors might encourage people to maintain a mortgage to take advantage of tax benefits, many of us are more excited about the freedom that comes with a home owned...

Posted on December 23, 2016

How the Seattle-Denver Super Bowl applies to your finances

Just because this is finance and credit blog doesn’t mean we can’t have a little fun on Super Bowl weekend. Even if you are not a football fan and could not care less about Sunday’s game, you might enjoy these fun facts that serve as metaphors for your financial...

Posted on December 23, 2016