Credit Card Debt

Why You Should Make More Than the Minimum Payment on Your Credit Card

It’s easy to get caught in the trap of making the minimum payment on your credit card. Usually, this payment is manageable, and it staves off late charges for at least another month. However, minimum payments don’t prevent interest from compiling on the balance you’re carrying.

How to Avoid Common Credit Card Fees

What often goes overlooked when people sign credit card agreements is the list of potential fees their card can accrue. Different cards have different kinds of fees, but luckily, many of them are preventable. These are some of the most common credit card fees and how to avoid them.

Important Lending Protections for Military, The Military Lending Act

The Military Lending Act (MLA) says that you can’t be charged an interest rate higher than 36% on most types of consumer loans and provides other significant rights.

Too Much Debt, What to do When You Are Juggling Bills

Useful tools to help you make decisions on paying bills.

Tips To Help You Conquer Credit Card Debt

Budgeting

• Look at your take-home income after all your withholding deductions 
• Go through your monthly credit card statements...
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Five Steps to a New Financial You in 2017

Holiday shoppers have been careful each holiday season to make their lists and check them twice. Budgets have become more discerning, and savers have become better planners for their holiday spending, prioritizing savings along the way.

Keep Your Money in Your Pocket This Holiday Season

The holidays can feel very overwhelming when you are trying to stick to a budget. Read on for tips on how to take the stress out of season and have a great time with friends and family.

Living and Saving as a Millennial Living with Your Parents

For the first time in the Modern Era, living a home with parents is the most common living arrangement for 18 to 34-year-olds. If you’re a Millennial about to move back in with your folks, who has been living at home for a while, or is looking for a launching pad to independence, here are a few tips to help you make the most of your time at home.

Three Options to Get Out of Debt. What People Need to Know

Every day, people across the U.S. are bombarded with messages about how to repay debt. In this article we will discuss some of the reasons these options may be,” too good to be true.”

Six Personal Finance Rules to Keep You Out of the Red

A list of some of the behaviors we need to get the most from our money.