We use cookies to improve user experience and analyze website traffic. Read about how we use cookies and how you can control them by clicking "Privacy Preferences".

Privacy Preferences I Agree

Privacy Preferences

When you visit any website, it may store or retrieve information through your browser, usually in the form of cookies. Since we respect your right to privacy, you can choose not to permit data collection from certain types of services. However, not allowing these services may impact your experience. By submitting your privacy preferences, we will place a cookie on your computer to remember your preferences. This will reset under the following conditions: it expires after 180 days, you clear your internet history, or you switch to a different browser or device.

Privacy Policy

You read and agreed to our Privacy Policy

REQUIRED
Phone Tracking

We display a different phone number on our website depending on how you found our website. This allows us to track the effectiveness of advertising sources and is not used in any other way.

REQUIRED
Onsite Traffic Statistics

We place a cookie on your device that tracks the pages you look at and holds the tracking phone number. This data is not shared with any third parties.

REQUIRED
My Account Login

If you use our customer login portal for quizzes and surveys, we must place a cookie on your device to authenticate your session.

REQUIRED
Google Analytics

Google Analytics places a cookie on your device to track your movement around the website and provide us with traffic statics on our website.

Facebook & Instagram

We use the Facebook and Instagram services to enable social network content on this site.

Privacy Policy

Manage Your Debt - Let's Explore Your Options

  GET STARTED NOW

Credit Card Debt

Learn. Plan. Thrive. Financial Workshops and Counseling for Your Community!

Money impacts every aspect of our lives—from paying rent to pursuing career goals. Yet, financial education is often overlooked in spaces where it’s needed most: workplaces, workforce development programs, and community organizations (including college campuses). At American Financial Solutions, we provide FREE financial education classes tailored to meet the needs of specific audiences. Whether that is employees, college students, or community groups, our approach recognizes that everyone comes to financial education with different backgrounds.

Read More

Debt-to-Income Ratio: The Other Financial Health Metric

The DTI is the percentage of our income that goes toward paying our monthly debts. These ratios can often be overlooked as many people assume that a good credit score and income are the only two elements taken into consideration when seeking to purchase a home, car, or even to open a credit card. However, for many lenders, a good report and credit score are not enough to be considered a suitable candidate.

Read More

Choosing Your Free Credit Report

It is always a good time to check your credit report, but which free source should you choose? Here is a list and some things to look for before you provide your personal information.

Read More

Mortgage, Credit, Debts and COVID-19 - Protect Your Finances

Many creditors are offering ways to avoid making payments during the COVID-19 pandemic, but is that the best for your finances? There are options for staying on top of bills during this time and avoid jeopardizing your future.

Read More

Five Financial Steps to Take Right Now to Protect Your Money

This blog provides five key steps to take when dealing with a financial crisis.

Read More

Get Out of Debt on Your Own Terms

With the new changes to the FICO credit score, reducing the amount of debt owed will be crucial to a credit score. Here are just a few options for eliminating debt and improving credit scores.

Read More

Keeping Up with the New FICO Score

A quick look at the new FICO score along with the other credit scores such as Vantage, that are available to consumers.

Read More

Guide to Credit Counseling Services

Credit counseling organizations can advise you on your money and debts, help you with a budget, offer money management workshops and much more.

Read More

An Extra $25 a Month Can Save You $2,000 and 18 years on Credit Card Debt

Sometimes people assume you need to make huge extra payments in order to pay off debt quicker. The reality is that making small increases in payments, can go a long way in knocking out debt sooner!

Read More

Getting Out of Debt Success - John

A quick glimpse into one client's journey out of debt.

Read More

Call us at (888) 864-8548

and your counselor will review your credit report, analyze your financial situation and help you find the option that's best for you.

State Licenses & Disclosures