It’s easy to get caught in the trap of making the minimum payment on your credit card. Usually, this payment is manageable, and it staves off late charges for at least another month. However, minimum payments don’t prevent interest from compiling on the balance you’re carrying.
Posted on September 5, 2018
What often goes overlooked when people sign credit card agreements is the list of potential fees their card can accrue. Different cards have different kinds of fees, but luckily, many of them are preventable. These are some of the most common credit card fees and how to avoid them.
Posted on July 2, 2018
The Military Lending Act (MLA) says that you can’t be charged an interest rate higher than 36% on most types of consumer loans and provides other significant rights.
Posted on August 7, 2017
Useful tools to help you make decisions on paying bills.
Posted on April 19, 2017
Budgeting Look at your take-home income after all your withholding deductions Go through your monthly credit card statements and highlight the necessities Separate your needs from your wants and determine how much disposable income you really have Before you make a purchase ask yourself if you really need it, how often you’ll make...
Posted on January 27, 2017
Holiday shoppers have been careful each holiday season to make their lists and check them twice. Budgets have become more discerning, and savers have become better planners for their holiday spending, prioritizing savings along the way.
Posted on December 23, 2016
The holidays can feel very overwhelming when you are trying to stick to a budget. Read on for tips on how to take the stress out of season and have a great time with friends and family.
Posted on December 23, 2016
For the first time in the Modern Era, living a home with parents is the most common living arrangement for 18 to 34-year-olds. If you’re a Millennial about to move back in with your folks, who has been living at home for a while, or is looking for a launching pad to independence, here are a few tips to help you make the most of your time at home.
Posted on December 23, 2016
Every day, people across the U.S. are bombarded with messages about how to repay debt. In this article we will discuss some of the reasons these options may be,” too good to be true.”
Posted on December 23, 2016
A list of some of the behaviors we need to get the most from our money.
Posted on December 23, 2016