Manage Your Debt - Let's Explore Your Options


Making Money From Home

Making Money From Home

Are your finances tight? If so, you’re not alone. From an employment perspective, our current 4.1 percent unemployment rate (as of March 2018) is about as close to full employment as the United States gets.1, 2 Unfortunately, many of those jobs aren’t paying enough to enable families to comfortably make ends meet, resulting in many people taking on second jobs or looking for other ways to supplement their income.

If you’re struggling to make ends meet and keep up with your existing debt, consider contacting American Financial Solutions. For more than 18 years our certified counselors have helped people eliminate their debt, establish realistic financial goals and set themselves up for a better financial future.

At-Home Supplemental Income Options

Whether you’re looking for another way to earn cash or you just want to get away from the traditional, regimented, nine-to-five lifestyle, there are a surprising number of ways you can supplement your income from the comfort of your own home. All you need to take advantage of most of the following opportunities is a computer and an internet connection.

*American Financial Solutions does not endorse the use of any of the following sites, nor are they paid advertisements.

Sell the Things You Don’t Need

This option is great for multiple reasons. Not only will you make some extra money, but you’ll also clear out all the stuff you don’t use or don’t need anymore. You likely have a lot of clothes, unused toys, decorations, décor, appliances and sports equipment lying around that are just taking up space.

There are a few ways you can turn these unnecessary items into cash.

  • Bring them to a local pawnshop
  • Have a garage/yard sale
  • Sell them on eBay
  • Sell them on Decluttr™

Decluttr allows you to sell all kinds of CDs, DVDs, books, games and electronics without the hassle of auctions or fees. Simply:

  1. Make an account
  2. Enter the barcode numbers on the item into their dashboard (or scan the barcode with Decluttr’s smartphone app)
  3. For electronics, you choose the device from their menu and select its condition
  4. Decluttr gives you an estimate of what the items are worth
  5. If you are happy with their offer, you pack up the items and ship them to Decluttr
  6. The company pays you the day after they receive your stuff


Consumer opinions are valuable to companies that sell consumer goods. So valuable, in fact, that many companies are willing to pay you just for telling them what you think. There are a number of survey websites that aggregate these surveys for users to easily take. Users who take these surveys are then paid cash, gift cards or some other form of compensation. Some of the popular survey websites include:


If you’re a creative person with some talent for design or writing, chances are good someone out there is willing to pay you for your work. People and companies who need things designed, written or otherwise produced go to these websites and place listings on them. The site’s users can then go through the listed jobs, choose the ones that interest them, create the content and then get paid for doing so, all from the comfort of their own home. Some of these sites include:

Online Teaching

Do you have a particular skill you can teach or expertise to share with others? If people would be interested in learning it, there are websites that allow you to create digital courses other people can sign up for. It’s a big world with billions of people, so it’s likely there are many who would be interested in learning about what you do and how you do it. Every time someone purchases your course and takes it, you get paid. Courses can be on topics ranging from career advice for a given industry to starting a business to programming to using software. Some of the sites that allow you to do this include:

Write a Blog or Self-Publish a Book

Do you have something to say that other people are interested in hearing, or in this case, reading? Kindle, through Amazon, enables writers to self-publish e-books and even print paperbacks. In the past, getting published required shopping a book idea or an actual product around to publishers and hoping they felt it was worth their money to invest in. Modern technology and the worldwide digital marketplace now enable every writer to get their content published. 

Some bloggers also make a decent living through ad revenue. If you write a blog that gets significant traffic, advertisers will take notice and many will likely come to you based on your audience. For example, if you write a popular fashion blog, companies that sell the types of clothing you write about will be happy to give you money to promote their brand and products to your audience.

Sell Stock Photography or Video Footage

Are you an avid photographer or videographer? Consider selling stock images or footage on online marketplaces. Companies can then buy the license to your photograph to use on their website or in their marketing materials. This can be a good option for many amateurs out there because they likely already have a lot of pictures they’ve taken sitting around and it doesn’t really cost anything if you already own all the equipment. Some stock photography and video sites that may buy your content include:

Make T-Shirts, Phone Covers, Leggings or Other Consumer Goods 

Do you consider yourself a bit of a designer or trendsetter? Do friends always compliment you on the clothes you’re wearing? You may be able to make some money from home by designing and selling trendy consumer goods that discerning shoppers would be interested in purchasing. In addition to t-shirts, lets people design and sell all kinds of items, including:

  • Home Décor
  • Socks
  • Mugs
  • Phone Cases
  • Hoodies
  • Leggings
  • And Much More

Get Help Making Ends Meet From American Financial Solutions

If you are looking for ways to supplement your income because you’re struggling to pay expenses and manage your debt, American Financial Solutions wants to help. We are committed to providing compassionate and knowledgeable guidance to clients who could use some help managing debt, paying off student loans or improving their credit. Call us at (888) 864-8548 to speak with one of our friendly professionals today!


Published May 18, 2018.