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“Consumers exhibiting financial confidence is certainly a positive sign for the American economy. Having been cost-conscious since the beginning of the recession, consumers may now be experiencing the seven-year itch with a desire to begin spending again,†said Gail Cunningham, spokesperson for the NFCC.
Struggling to avoid using your credit card? It may be time to think outside the box to get out of debt.
Have you ever heard of a private lender saying, “Okay, we’ll put your account into forbearance and you will not have to make a payment for one year?†No.
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As American's get older, the number of people managing money for family members also increases. Ensuring you have precautions in place to protect your money and your assets is critical. Learn what you can do to start putting those measures in place.
Some quick advice on how to make your garage sale a winner.
How do you know debt solutions are working? Notes like these.
People who are successful entrepreneurs know that reducing unnecessary spending can do as much to protect a business’s future as generating more sales. The same rules can apply to you as you work to improve your financial profile if you are willing to apply some of those principles.
Some of you might be rejoicing a bit because of news that the chief credit scoring outfit, FICO, is changing its rules about how it scores debtors. The main change is that the new system will draw a distinction between medical debt and regular debt. The other big change is the new system will disregard medical collection accounts if they are paid or settled.
Last week, FICO, the nation's top credit score provider, announced upcoming changes to the way some debts impact your credit score. This could be good news for thousands of people, if lenders adopt this new model.
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