Budget

Time and Debt Repayment Still the Best Strategy for Increasing a Credit Score

Some of you might be rejoicing a bit because of news that the chief credit scoring outfit, FICO, is changing its rules about how it scores debtors. The main change is that the new system will draw a distinction between medical debt and regular debt. The other big change is the new system will disregard medical collection accounts if they are paid or settled.

Posted on December 23, 2016

Medical Debt, New FICO Score Good News or No News

Last week, FICO, the nation's top credit score provider, announced upcoming changes to the way some debts impact your credit score. This could be good news for thousands of people, if lenders adopt this new model.

Posted on December 23, 2016

The Family That Budgets Together...Has a Plan for Their Future

In many families, one person is the designated financial planner. While it may help keep the rest of the family stress free, sharing the process and decisions can be helpful to all everyone. Here is how to get started in your family.

Posted on December 23, 2016

NFCC Offers Consumers Five Steps to Finding $1,000 for Holiday Spending

NFCC Offers Consumers Five Steps to Finding $1,000 for Holiday Spending. With the holidays five months away, now is the time to take action

Posted on December 23, 2016

Six Ways to Take the Stress Out of Back to School Shopping

If you are nervous about getting your kids the clothes and supplies they need to go back to school, you’re not alone. Zulily, a retailer that focuses on women, went outside the retail realm and surveyed more than 6,000 parents about their biggest fears regarding their children as they prepare to head back to school.

Posted on December 23, 2016

Shopping Early Can Save You Big on Back to School Costs

If you have kids there is a good chance they’ve left school and have the next couple months free of backpacks, text books and gym shorts. Assuming they are going back to school toward the end of summer, you might consider planning for and buying some of the clothes they will need when school welcomes them back, now.

Posted on December 23, 2016

You Received the Offer, Now Should You Open the Account?

The news that lenders are sending offers to riskier borrowers should remind you of one truth we all should have learned from the financial crisis seven years ago; just because you can borrow money doesn’t mean you should.

Posted on December 23, 2016

Fourth of July Fireworks That Keep Your Wallet Full and Fingers Safe

Put the lighter down this year. Let someone else put on the show. You’ve got another kind of independence to celebrate. Before you go out and spend money on fireworks this year, let us propose a few alternatives.

Posted on December 23, 2016

NFCC Challenges Americans to Declare Financial Independence This Fourth of July

What can you do to free yourself from debt this 4th of July holiday? Get the tools and the help you need to free yourself from debt.

Posted on December 23, 2016

Five Financial Tips When Leaving School

As we have officially moved from spring to summer, many students have just graduated and many more are taking a well-earned break from college. Whether you are done for now or finished completely, there are some things you can do to make sure you keep your control of your finances and stay on top of any student loans you have received. Below are four easy steps you can take to avoid financial trouble.

Posted on December 23, 2016