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Student Loan Payments Are Back—Now What?

Student loan payments have officially restarted, leaving many borrowers feeling overwhelmed, especially those in default, who now face the added threat of wage or benefit garnishment. To help cut through the confusion and focus on what matters most, we’ve created a quick, plain-language guide outlining your repayment options moving forward.

Learn. Plan. Thrive. Financial Workshops and Counseling for Your Community!

Money impacts every aspect of our lives—from paying rent to pursuing career goals. Yet, financial education is often overlooked in spaces where it’s needed most: workplaces, workforce development programs, and community organizations (including college campuses). At American Financial Solutions, we provide FREE financial education classes tailored to meet the needs of specific audiences. Whether that is employees, college students, or community groups, our approach recognizes that everyone comes to financial education with different backgrounds.

A Simple Path to Financial Stability, the 50/30/20 Rule

Managing money can feel overwhelming, but it doesn’t have to be. One of the most effective and easy-to-follow budgeting methods is the 50/30/20 rule.

Down Payment Assistance Programs: What They Are and How They Work

down payment assistance, home buyer, homeownership

A Quick Guide to Prioritizing Income and Expenses

Ten tips to help prioritize the budget income and expenses.

How to Get a Lower Interest Rate on a Loan

To help address high interest concerns, we’ve put together a list of some steps people can take to try and bring down rates on existing loans.

Interested in Living Rural? Check Out a USDA 502 Direct Home Loan

If you're considering homeownership in a rural area and think your options are limited due to income or savings, the USDA's Section 502 Direct Loan Program could be a game-changer for you.

How Medical Debt Does and Does Not Impact Your Credit Report or Score

For many people, the announcement last year that the three major credit reporting agencies would remove paid medical debts from credit reports was a welcome relief. Medical bills and the confusion those bills and insurance cause, has led to many people owing debts they never planned for. Here is an update on the changes to credit reports, credit scores, and how to manage medical bills.

Missing Money; Subscriptions, Free Trials and Other Places to Check for Leaks

Sometimes in life routines can cause us to overlook areas of spending that are not necessary. However, neglecting these areas can cause a big dent in our budgets and stifle our best attempts to increase savings or bring a budget back on track. Here are some of the most overlooked areas of spending that could be impacting your finances.

7 Steps to Save Money on a Remodel

Everyone has a defined budget he or she can allocate toward a remodeling or updating project. Even if funds were unlimited, it's still in a everyone's best interest to secure the best value for each dollar invested in a remodeling project, ultimately improving the beauty, comfort and, value of the home.

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and your counselor will review your credit report, analyze your financial situation and help you find the option that's best for you.