For many people, the announcement last year that the three major credit reporting agencies would remove paid medical debts from credit reports was a welcome relief. Medical bills and the confusion those bills and insurance cause, has led to many people owing debts they never planned for. Here is an update on the changes to credit reports, credit scores, and how to manage medical bills.
Sometimes in life routines can cause us to overlook areas of spending that are not necessary. However, neglecting these areas can cause a big dent in our budgets and stifle our best attempts to increase savings or bring a budget back on track. Here are some of the most overlooked areas of spending that could be impacting your finances.
EveryoneÂ has a defined budget he or she can allocate toward a remodeling or updating project. Even if funds were unlimited, it's still in a everyone's best interest to secure the best value for each dollar invested in a remodeling project, ultimately improving the beauty, comfort and,Â value of the home.
Itâ€™s always the right time to create a saving and spending plan (aka a budget). Itâ€™s also a good idea to revisit that plan annually or when a major shift occurs in your income or expenses.
Although November 27th is the traditional kick off of the holiday season, decorations of all kinds are already flooding the retail stores and advertisers are working hard to put us in the â€œspending moodâ€ earlier and earlier every year. This creates an opportunity to make a spending plan that will get us through the season and help keep it meaningful.
Father's Day is a day that people come together and honor the important father figures in their lives. This year, plan a celebration that is meaningful and leaves memories that last a lifetime.
From deals on masks to offers of loans, scams related to the coronavirus pandemic are everywhere. Here the Consumer Financial Protection Bureau has put together a list of ways to protect yourself and your money from scammers.
Many creditors are offering ways to avoid making payments during the COVID-19 pandemic, but is that the best for your finances? There are options for staying on top of bills during this time and avoid jeopardizing your future.
For those committed to living on a budget, you donâ€™t have to sacrifice the joy of the holiday season just because youâ€™re spending less money. If you are having guests at your home over the holidays, you can make the day a memorable one, in a good way, on a reasonable budget.