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Budget

A Quick Guide to Prioritizing Income and Expenses

Ten tips to help prioritize the budget income and expenses.

How to Get a Lower Interest Rate on a Loan

To help address high interest concerns, we’ve put together a list of some steps people can take to try and bring down rates on existing loans.

Interested in Living Rural? Check Out a USDA 502 Direct Home Loan

If you're considering homeownership in a rural area and think your options are limited due to income or savings, the USDA's Section 502 Direct Loan Program could be a game-changer for you.

How Medical Debt Does and Does Not Impact Your Credit Report or Score

For many people, the announcement last year that the three major credit reporting agencies would remove paid medical debts from credit reports was a welcome relief. Medical bills and the confusion those bills and insurance cause, has led to many people owing debts they never planned for. Here is an update on the changes to credit reports, credit scores, and how to manage medical bills.

Missing Money; Subscriptions, Free Trials and Other Places to Check for Leaks

Sometimes in life routines can cause us to overlook areas of spending that are not necessary. However, neglecting these areas can cause a big dent in our budgets and stifle our best attempts to increase savings or bring a budget back on track. Here are some of the most overlooked areas of spending that could be impacting your finances.

7 Steps to Save Money on a Remodel

Everyone has a defined budget he or she can allocate toward a remodeling or updating project. Even if funds were unlimited, it's still in a everyone's best interest to secure the best value for each dollar invested in a remodeling project, ultimately improving the beauty, comfort and, value of the home.

Creating a Budget for Your Family

It’s always the right time to create a saving and spending plan (aka a budget). It’s also a good idea to revisit that plan annually or when a major shift occurs in your income or expenses.

Budget For The Holidays

Although November 27th is the traditional kick off of the holiday season, decorations of all kinds are already flooding the retail stores and advertisers are working hard to put us in the “spending mood” earlier and earlier every year. This creates an opportunity to make a spending plan that will get us through the season and help keep it meaningful.

A Simple, Meaningful Father's Day

Father's Day is a day that people come together and honor the important father figures in their lives. This year, plan a celebration that is meaningful and leaves memories that last a lifetime.

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