American Financial Solutions Blog

Living and Saving as a Millennial Living with Your Parents

For the first time in the Modern Era, living a home with parents is the most common living arrangement for 18 to 34-year-olds. If you’re a Millennial about to move back in with your folks, who has been living at home for a while, or is looking for a launching pad to independence, here are a few tips to help you make the most of your time at home.

Posted on December 23, 2016

Why Pay Yourself First Might be Bad Advice

Pay yourself first. We have all heard the saying that is promoted as one of the tenants to sound financial management. It is true that having money in savings – a financial safety net – can mean the difference between surviving a financial emergency and digging deeper into debt. However, for some people it may be more beneficial to focus on saving after they meet their financial obligations.

Posted on December 23, 2016

Confessions of a Credit Counselor, Donna's Story

Meet certified housing, credit and student loan counselor, Donna.

Posted on December 23, 2016

Three Options to Get Out of Debt. What People Need to Know

Every day, people across the U.S. are bombarded with messages about how to repay debt. In this article we will discuss some of the reasons these options may be,” too good to be true.”

Posted on December 23, 2016

The Real Story on Student Loan Forgiveness

If you have student loans, you’ve probably heard or seen the advertisements about how you can have your loans forgiven. Similar to the commercials for Obama Mortgage Forgiveness, these claims state that a law was passed enabling people to discharge their student loans. Is the claim too good to be true?

Posted on December 23, 2016

The Right Way to Build Your Credit

If you follow a few sure-fire steps, you can build your credit enough to buy your own house or your own car. Here are five steps to take to get your credit where it needs to be.

Posted on December 23, 2016

Best Letter Ever About Debt

One woman's story about getting out of debt.

Posted on December 23, 2016

Confessions of a Credit Counselor, Michael's Story

Meet AFS counselor Michael and his daughter Zoey.

Posted on December 23, 2016

Six Personal Finance Rules to Keep You Out of the Red

A list of some of the behaviors we need to get the most from our money.

Posted on December 23, 2016

Top Five Tax Breaks to Ease the Burden for Military Members

For military servicemembers and their families, tax time can be an especially stressful time. With permanent change of station (PCS) moves, deployments and all the changes those life events involve, it’s easy for service members to miss some great tax perks. Here is a list of the top five tax breaks

Posted on December 23, 2016