The Many Different Credit Scores
Infographic from the Consumer Financial Protection Bureau on the many different types of scores and what they are used for.
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Easy Steps to Help Improve Your Credit Score
Most people are under the assumption that improving their credit score is a long and tedious process. While it certainly can’t be done overnight, raising your credit doesn’t have to be difficult. Here are a few simple steps to get you on the path to a better credit score.
Student Loans in Default, How to Save Yourself
If your student loans are in default, you will want to read this. Your options, the pros and the cons and where to get help.
The Right Way to Build Your Credit
If you follow a few sure-fire steps, you can build your credit enough to buy your own house or your own car. Here are five steps to take to get your credit where it needs to be.
Collection Accounts - You Are Looking in the Wrong Direction
There is not a lot that hurts your finances more than having collectors calling and collection accounts on your credit report. However, chasing those accounts may not be the best use of your time.
Perfect Credit Scores; What You Need To Reach the Top
What does it take to hit the top of the credit score scale?
Debt Free, The Power of a Plan and One Client's Goal
One client shares his story of becoming debt free and building a wonderful credit future.
The FICO Credit Scoring Method to Help Those with Little or No Credit
Getting credit can be difficult if you do not already have credit. Learn what FICO has come up with to help people build a good history using their normal bills.
Why a Debt Validation Letter May be Exactly What Debt Collectors Want
The idea is great, ask a debt collector for proof you owe a debt and if they cannot produce it, you do not have to pay. However, the reality of using this tactic may yield very different results.
The Double Whammy From a New Credit Card
We have heard that applying for credit can impact our credit score. One or two inquiries may have little effect on the numbers, but having several in a year can take its toll. Those applications can have a greater negative effect if they are for credit card accounts.