It' s true that missing the due date on some of your bills will damage your credit score, but there are some financial transactions that don't have any effect, either good or bad.
This video covers difference in popular credit score models FICO and VantageScore and a quick overview of sites where you can obtain a free credit report or score.
It is always a good time to check your credit report, but which free source should you choose? Here is a list and some things to look for before you provide your personal information.
A quick look at the new FICO score along with the other credit scores such as Vantage, that are available to consumers.
Sometimes people assume you need to make huge extra payments in order to pay off debt quicker. The reality is that making small increases in payments, can go a long way in knocking out debt sooner!
Becky House has been named the 2019 NFCC Financial Educator of the Year. House joined NFCC member American Financial Solutions (AFS) in 2001 as a credit counselor and has advanced to leading financial education programs locally and nationally for AFS and its partners.
Renting to own is tempting when you need something now and you don't have the savings or cash to purchase it. There are alternatives and if you are going to rent-to-own, there are some questions you will want to ask yourself, first.
Infographic from the Consumer Financial Protection Bureau on the many different types of scores and what they are used for.