Credit Report
Top Ten Ways to Mess Up Your Credit
Pay your credit card bills, at least, 30 days late. Don’t bother keeping balances low – make sure your credit cards are maxed out! What is credit for, if not to use it! More late payments! Pay car, home, or student loan payments, at least, 30 days late. Rather than save up...
Posted on December 23, 2016
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Free Credit Scores Available Now! How Can You Get Yours?
Some great legislation has gone into effect as of January 1, 2011. For the first time in history consumers will have access to their free credit scores if they receive an interest rate on a loan (or credit card) that is above the best rate offered to other consumers. The...
Posted on December 23, 2016
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Why is it Important to Check Your Credit Report?
Today, our credit reports are used to make many decisions about our financial future. This includes auto insurance rates, employment opportunities, ability to rent a home or apartment and, of course, whether we can obtain a home, car or credit card loan. It is critical to protect this very...
Posted on December 23, 2016
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Positive Steps You Can Take for Improving or Establishing Credit
Every year, people who have no credit or have negative credit pay hefty fees and interest to do things some of us take for granted. We all know that if you want to borrow money for a car loan, home loan or to obtain a credit card you need...
Posted on December 23, 2016
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Get it Off My Credit Report
Q: All my outstanding debt is paid off! Can you help me get it off of my credit report? A: All items, positive and negative, stay on your credit report for 7 years. The good news is that these debts should now be showing as “paid” on your report. This...
Posted on December 23, 2016
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Ingredients of the Credit Score
Your credit score does a lot more than help you get a better interest rate – in today’s credit world it is becoming increasingly more important to be keep a good credit rating for basic things like employment, renting, and even insurance! The main ingredients to the credit score include...
Posted on December 23, 2016
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