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GET STARTED NOWMedical, Dental, Pharmacy & Vision: AFS contributes towards the cost of premiums for eligible employees and their dependents. AFS also will pay an additional 10% of the employee’s portion of the premium when the employee enrolls in the Healthy Incentive Plan.
Flexible Spending Account: AFS provides a FSA program to allow employees to set aside money on a pre-tax basis to pay for health and day care costs. This allows employees to save on taxes by setting aside up to $2,000 for health care expenses and/or $5,000 for daycare costs, in a Flexible Spending Account.
Life and Accidental Death & Dismemberment Insurance: AFS pays 100% of premiums for Fulltime employees.
Long Term Disability: AFS pays 100% of premiums for Fulltime employees. The plan pays 60% of the first $8333 of monthly income to a maximum monthly benefit of $5,000 after a 90 day waiting period.
401-k Retirement Plan: All employees working a minimum of 1000 hours per year are eligible to participate in the AFS 401(k) plan. Employees may contribute between 1% and 90% of their eligible pay on a pretax basis, up to the annual IRS dollar limit. AFS may make a discretionary pretax matching contribution.
Vacation & Sick Leave: AFS provides a PTO bank for use of vacation and sick leave. The amount of PTO increases with the length of employment. The first year, a fulltime employee has 13 days available for use. Part time employees working a minimum of 20 hours per week will have PTO accrue on a pro-rated basis.
Holiday Pay: AFS provides 9 paid holidays including 2 floating personal days. Part time employees working a minimum of 20 hours per week are eligible for Holiday Pay on a pro-rated basis.
EAP: AFS provides an Employee Assistance Plan for employees and for the employee’s dependents and household members. Fulltime and part time employees are eligible for EAP coverage.
Tuition Reimbursement: AFS provides up to a maximum of $700 per quarter towards tuition reimbursement on pre-approved courses for regular fulltime employees.
Browse our recent blog articles and you will see and learn about the various ways AFS can help you, as well as educate yourself.
On Aug. 24, 2022, the Biden-Harris Administration announced the One-Time Student Loan Debt Relief plan that includes one-time student loan debt relief targeted to low- and middle-income families.. The discharge will not be automatically granted. YOU MUST APPLY. Here are steps to take to determine eligibility and ensure you do not miss important student loan updates.
A recent headline from the Consumer Financial Protection Bureau (CFPB) has alerted consumers that another financial institution has been fined for, “Illegally Exploiting Personal Data to Open Sham Accounts for Unsuspecting Customers.” This typically happens when financial institutions incentivize their employees to open new credit and loan accounts and to sell certain financial products. Find out how you can protect yourself.
According to an article on Bloomberg.com, 53% of couples say inflation is prompting them to discuss money more often with their partners. This is great news as just four short years ago 44% of Americans saw personal finance as the most challenging topic to discuss with others (Scientific American).
Many people have heard of a financial cleanse. And if you have not, it is a way to understand where your money goes and ensure that those expenses align with your financial goals and values. It focuses on changing the relationship we have with money.
Call us at (888) 864-8548
and your counselor will review your credit report, analyze your financial situation and help you find the option that's best for you.
