How to Save Money on a Tight Budget: Tiny Habits That Create Big Change
Discover easy ways to start saving money, build financial habits, and grow an emergency fund — even with just $1. Simple steps, small wins, real progress.
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GET STARTED NOWMedical, Dental, Pharmacy & Vision: AFS contributes towards the cost of premiums for eligible employees and their dependents. AFS also will pay an additional 10% of the employee’s portion of the premium when the employee enrolls in the Healthy Incentive Plan.
Flexible Spending Account: AFS provides a FSA program to allow employees to set aside money on a pre-tax basis to pay for health and day care costs. This allows employees to save on taxes by setting aside up to $2,000 for health care expenses and/or $5,000 for daycare costs, in a Flexible Spending Account.
Life and Accidental Death & Dismemberment Insurance: AFS pays 100% of premiums for Fulltime employees.
Long Term Disability: AFS pays 100% of premiums for Fulltime employees. The plan pays 60% of the first $8333 of monthly income to a maximum monthly benefit of $5,000 after a 90 day waiting period.
401-k Retirement Plan: All employees working a minimum of 1000 hours per year are eligible to participate in the AFS 401(k) plan. Employees may contribute between 1% and 90% of their eligible pay on a pretax basis, up to the annual IRS dollar limit. AFS may make a discretionary pretax matching contribution.
Vacation & Sick Leave: AFS provides a PTO bank for use of vacation and sick leave. The amount of PTO increases with the length of employment. The first year, a fulltime employee has 13 days available for use. Part time employees working a minimum of 20 hours per week will have PTO accrue on a pro-rated basis.
Holiday Pay: AFS provides 9 paid holidays including 2 floating personal days. Part time employees working a minimum of 20 hours per week are eligible for Holiday Pay on a pro-rated basis.
EAP: AFS provides an Employee Assistance Plan for employees and for the employee’s dependents and household members. Fulltime and part time employees are eligible for EAP coverage.
Tuition Reimbursement: AFS provides up to a maximum of $700 per quarter towards tuition reimbursement on pre-approved courses for regular fulltime employees.
Browse our recent blog articles and you will see and learn about the various ways AFS can help you, as well as educate yourself.
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